Insurance Solutions for Employers

Corporate: at work, at home, personal activities, and private and public transport

Conferences

Educational trips

Tourism

Associations, corporate events and fundraisers

Concerts

Sporting events (non‑professional participants)

Surgical complications: Covers medical expenses for treatment of a complication resulting from a surgical procedure covered by the policy, up to the limit established in the declarations page of the policy (as the maximum liability).

Involuntary unemployment and temporary disability: Covers payment of a certain number of installments of the financial obligation, in the event of unemployment of the person liable to the financial institution. In the case of independent contractors, this would operate as coverage for a temporary disability.

Critical illness: Non‑restrictive financial support that is provided to your employee(s) if, under this coverage, she or he is diagnosed (based on clinical, radiological, histological, or laboratory exams) for the first time with one of the following critical illnesses, for which the Insured requires special treatment:

Total and permanent disability: Economic benefit granted to the insured employee if, as a result of physical injuries or incurable functional alterations, they are permanently prevented from performing gainful activities and receiving salaries, fees, or any kind of remuneration for which they have been trained through their education, training, and experience, as a direct result of a non‑preexisting illness or accident.

Accidental death and dismemberment benefits: Additional coverage, above the basic protection provided to the company’s employees, if as the sole, direct result of an accident, the insured suffers a loss included in the Schedule of Benefits.