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Insurance Solutions for Employers

Trusted for over 110 years to provide insurance solutions for your business

Let us take care of a competitive benefits package that fits your business needs.

Employer Plans

Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, medical and personal accident insurance for your company’s employees. With more than 85 years in the market, and as the sixth‑ranked company in group life insurance* in Colombia, we offer plans and coverage that meet your employees’ needs and your budget.

*Information from Fasecolda December 2023

Explore our Solutions

Employer Plans

Multinationals

Employer Plans

Multinationals

Group Personal Accident Insurance

This is an immediate, low‑cost protection solution for companies or service providers. When protecting your employees is the most important thing, you have the peace of mind that comes from being prepared for unexpected events with the best plan and financial support.

Most of the benefits and coverage under our products are designed to be enjoyed during the insureds’ lifetime.

Personal accident products can be standardized and/or customized to cover employees in the following arenas:

Corporate: at work, at home, personal activities, and private and public transportation
Conferences
Educational trips
Tourism
Associations, corporate events and fundraisers
Concerts and cultural events
Sporting events (non‑professional participants)

Main Features:

Around‑the‑clock coverage
Sums insured depending on the needs of the policyholder and insureds
Renewable annual limit or coverage for a specific period of time

Coverages	Additional Benefits
Accidental death	International travel assistance
Dismemberment	Telemedicine and online Doctor visits
Daily hospital benefit	Funeral assistance
Ambulatory surgery support	Telenutrition
Travel insurance	Home assistance and health care
Repatriation	Emotional wellness
Disability due to an accident	Pet assistance
Public transport accidents	Dental coverage
Emergency transfers	School orientation
Funeral expenses	Physical therapy assistance
Medical expenses (network—reimbursement)

To request a quote for group personal accident insurance,

Belleza Protegida

Belleza Protegida is offered to clinics, hospitals, and doctors to protect both parties opting for elective cosmetic surgeries.

This product gives clients and the hospital or clinic peace of mind in case of a possible complication caused by a covered surgery or surgical procedure, where the causal relationship between the surgery or surgical procedure and the complication has been demonstrated.

This plan provides a guaranteed face value that is sufficient to cover any medical, surgical, and hospital fees that may be incurred in the covered surgery, which are normally excluded under all kinds of health plans.

Coverage from USD 30,000,000 up to USD 400,000,000

Complications from covered procedures:

High complexity
Medium complexity
Low complexity
Functional (ophthalmologic, bariatric, and more)

To request a quote for Belleza Protegida,

Group Life Insurance

We are your strategic partner in providing life insurance benefits to your employees.

With group life insurance, your employees and their families will be always backed by solid protection in the case of an unforeseen event.

Summary of Benefits:

The insured is guaranteed coverage to support them in the case of catastrophic events that could affect their families’ lifestyle or livelihood, such as death, total and permanent disability, or critical illness
Complements and adds value to your compensation plans
Promotes a culture of risk prevention with insureds
Guarantees financial and emotional peace of mind for your employees
A financial solution for the most common risks
Contributes to improved employee retention and loyalty in your team

Main Features:

Employer insurance: paid for by the company for its employees
Voluntary insurance: your employees acquire the plan on a voluntary basis
Corporate credit life
Flexibility

Basic Coverage:

Death from any cause
Total and permanent disability
Additional benefit for accidental death and dismemberment
Advance payment for critical illness

Additional Coverage:

Funeral assistance
Additional payment for death and total and permanent disability
Daily hospital benefit
Repatriation assistance
And more

To request a quote for group life insurance, .

Traditional Group Health Product ‑ PANAMED

To help your company attract top talent and provide valuable benefits to your employees, with effective solutions to support them and their families, we offer this extensive health insurance designed to cover their medical needs.

Under this plan, your company will have customized health insurance, with unlimited options or with a maximum benefit. You and your employees will receive inpatient and outpatient coverage, as well as additional special coverage within a health network of highly respected hospitals, diagnostic centers, and medical specialists.

To request a quote for traditional group health—PANAMED,

Group Personal Accident Insurance

Belleza Protegida

Group Life Insurance

Traditional Group Health Product ‑ PANAMED

Most of the benefits and coverage under our products are designed to be enjoyed during the insureds’ lifetime.

Personal accident products can be standardized and/or customized to cover employees in the following arenas:

Corporate: at work, at home, personal activities, and private and public transportation
Conferences
Educational trips
Tourism
Associations, corporate events and fundraisers
Concerts and cultural events
Sporting events (non‑professional participants)

Main Features:

Around‑the‑clock coverage
Sums insured depending on the needs of the policyholder and insureds
Renewable annual limit or coverage for a specific period of time

Coverages	Additional Benefits
Accidental death	International travel assistance
Dismemberment	Telemedicine and online Doctor visits
Daily hospital benefit	Funeral assistance
Ambulatory surgery support	Telenutrition
Travel insurance	Home assistance and health care
Repatriation	Emotional wellness
Disability due to an accident	Pet assistance
Public transport accidents	Dental coverage
Emergency transfers	School orientation
Funeral expenses	Physical therapy assistance
Medical expenses (network—reimbursement)

To request a quote for group personal accident insurance,

In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.

This is not an offer or request to sell insurance products. The above information is a summary of the product’s various benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.