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Insurance Solutions for Employers
Trusted for over 110 years to provide insurance solutions for your business
Let us take care of a competitive benefits package that fits your business needs.
Employer Plans
Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, medical and personal accident insurance for your company’s employees. With more than 85 years in the market, and as the sixth‑ranked company in group life insurance* in Colombia, we offer plans and coverage that meet your employees’ needs and your budget.
*Information from Fasecolda December 2023
Explore our Solutions
Employer Plans
Business Life Insurance
Multinationals
Employer Plans
Employer Plans
Business Life Insurance
Business Life Insurance
Multinationals
Multinationals
Group Personal Accident Insurance
Group Personal Accident Insurance
This is an immediate, low‑cost protection solution for companies or service providers. When protecting your employees is the most important thing, you have the peace of mind that comes from being prepared for unexpected events with the best plan and financial support.
Most of the benefits and coverage under our products are designed to be enjoyed during the insureds’ lifetime.
Personal accident products can be standardized and/or customized to cover employees in the following arenas:
- Corporate: at work, at home, personal activities, and private and public transportation
- Conferences
- Educational trips
- Tourism
- Associations, corporate events and fundraisers
- Concerts and cultural events
- Sporting events (non‑professional participants)
Main Features:
- Around‑the‑clock coverage
- Sums insured depending on the needs of the policyholder and insureds
- Renewable annual limit or coverage for a specific period of time
Coverages | Additional Benefits |
|---|---|
Accidental death | International travel assistance |
Dismemberment | Telemedicine and online Doctor visits |
Daily hospital benefit | Funeral assistance |
Ambulatory surgery support | Telenutrition |
Travel insurance | Home assistance and health care |
Repatriation | Emotional wellness |
Disability due to an accident | Pet assistance |
Emergency transfers | Dental coverage |
Funeral expenses | School orientation |
Medical expenses (network—reimbursement) | Physical therapy assistance |
To request a quote for group personal accident insurance,
Belleza Protegida
Belleza Protegida
Belleza Protegida is offered to clinics, hospitals, and doctors to protect both parties opting for elective cosmetic surgeries.
This product gives clients and the hospital or clinic peace of mind in case of a possible complication caused by a covered surgery or surgical procedure, where the causal relationship between the surgery or surgical procedure and the complication has been demonstrated.
This plan provides a guaranteed face value that is sufficient to cover any medical, surgical, and hospital fees that may be incurred in the covered surgery, which are normally excluded under all kinds of health plans.
Coverage from USD 30,000,000 up to USD 400,000,000
Complications from covered procedures:
- High complexity
- Medium complexity
- Low complexity
- Functional (ophthalmologic, bariatric, and more)
To request a quote for Belleza Protegida,
Group Life Insurance
Group Life Insurance
We are your strategic partner in providing life insurance benefits to your employees.
With group life insurance, your employees and their families will be always backed by solid protection in the case of an unforeseen event.
Summary of Benefits:
- The insured is guaranteed coverage to support them in the case of catastrophic events that could affect their families’ lifestyle or livelihood, such as death, total and permanent disability, or critical illness
- Complements and adds value to your compensation plans
- Promotes a culture of risk prevention with insureds
- Guarantees financial and emotional peace of mind for your employees
- A financial solution for the most common risks
- Contributes to improved employee retention and loyalty in your team
Main Features:
- Employer insurance: paid for by the company for its employees
- Voluntary insurance: your employees acquire the plan on a voluntary basis
- Corporate credit life
- Flexibility
Basic Coverage:
- Death from any cause
- Total and permanent disability
- Additional benefit for accidental death and dismemberment
- Advance payment for critical illness
Additional Coverage:
- Funeral assistance
- Additional payment for death and total and permanent disability
- Daily hospital benefit
- Repatriation assistance
- And more
To request a quote for group life insurance, .
Traditional Group Health Product ‑ PANAMED
Traditional Group Health Product ‑ PANAMED
To help your company attract top talent and provide valuable benefits to your employees, with effective solutions to support them and their families, we offer this extensive health insurance designed to cover their medical needs.
Under this plan, your company will have customized health insurance, with unlimited options or with a maximum benefit. You and your employees will receive inpatient and outpatient coverage, as well as additional special coverage within a health network of highly respected hospitals, diagnostic centers, and medical specialists.
To request a quote for traditional group health—PANAMED,
Group Personal Accident Insurance
Group Personal Accident Insurance
Belleza Protegida
Belleza Protegida
Group Life Insurance
Group Life Insurance
Traditional Group Health Product ‑ PANAMED
Traditional Group Health Product ‑ PANAMED
This is an immediate, low‑cost protection solution for companies or service providers. When protecting your employees is the most important thing, you have the peace of mind that comes from being prepared for unexpected events with the best plan and financial support.
Most of the benefits and coverage under our products are designed to be enjoyed during the insureds’ lifetime.
Personal accident products can be standardized and/or customized to cover employees in the following arenas:
- Corporate: at work, at home, personal activities, and private and public transportation
- Conferences
- Educational trips
- Tourism
- Associations, corporate events and fundraisers
- Concerts and cultural events
- Sporting events (non‑professional participants)
Main Features:
- Around‑the‑clock coverage
- Sums insured depending on the needs of the policyholder and insureds
- Renewable annual limit or coverage for a specific period of time
Coverages | Additional Benefits |
|---|---|
Accidental death | International travel assistance |
Dismemberment | Telemedicine and online Doctor visits |
Daily hospital benefit | Funeral assistance |
Ambulatory surgery support | Telenutrition |
Travel insurance | Home assistance and health care |
Repatriation | Emotional wellness |
Disability due to an accident | Pet assistance |
Emergency transfers | Dental coverage |
Funeral expenses | School orientation |
Medical expenses (network—reimbursement) | Physical therapy assistance |
To request a quote for group personal accident insurance,
Ensure the continuity of your business.
Covering the lives of your business partners and key individuals is an essential part of sound financial planning. Protect your company from the financial imbalance that would be caused by the absence of these individuals.
Summary of Benefits:
- Ensures your business continuity and integrity
- Does not affect working capital
- Secures liquidity
- Flexibility and excellent returns
- And more
Think about everyone who depends on you today. Your business life insurance is here for you. We are ready to answer any questions you may have.
To request a quote for Business Insurance,
For companies operating in several countries, we offer a complete benefits package that meets each country’s needs.
Our unique geographical presence, combined with our specialized experience designing accident, life, health, and retirement plans for multinational companies, has made us the partner of choice for companies like yours seeking to offer their employees high‑quality benefits and first‑class services.
To request a quote,
*NOTE: Information and pricing subject to change for product renewals
In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.
This is not an offer or request to sell insurance products. The above information is a summary of the product’s various benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Colectivo Online
Portal for issuing certificates for our life product with coverage of cosmetic surgery complications.
Online Payments
Make first payment of individual policies and payment of group policies online safely and securely
Reoccurring Online Payments
Make reoccurring online payments of your policy safely and securely
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
