Life Insurance for Foreign Nationals

Life Insurance solutions that fit your needs

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Who is a Foreign National?

Pan‑American Private Client offers impressive insurance solutions to high‑net‑worth foreign nationals seeking U.S. dollar denominated policies.

A foreign national is a person who is not a citizen of the country in which he or she resides or temporarily sojourns. For example, a foreign national in the United States is someone who is neither a citizen nor a permanent or temporary resident of the United States.

Explore Our Solutions

Life Insurance

Indexed Universal Life

Vista Life IUL

Vista Life IUL is your key to flexible financial planning and security. Designed to adapt to your changing needs, this plan offers a blend of growth potential and guaranteed security, ensuring peace of mind for your future.

Global Assets IUL

Need life insurance and seek investment opportunities? Indexed Universal Life Insurance is an exciting option that combines permanent life insurance with innovative cash value accounts that offer potentially higher returns.

A unique feature of PALIG’s Indexed Universal life policy is the ability to link up to three global stock indexes to your account ‑ and enjoy tax advantages, too.

Universal Life

If you need permanent life insurance, but prefer flexible premiums, Universal Life Insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime.

Universal Life insurance offers you a permanent plan that is designed to be flexible, so it can evolve with your financial needs and goals.

We offer the following solutions:

NexGen
Legacy Value
Tradition plus
Savings component

Universal Life's savings component allows you to accumulate and preserve wealth. It is ideal for high‑net‑worth individuals and business owners who are looking for solutions for:

Retirement planning
Education fund
Wealth transfer
Business protection / key executives
Death benefit coverage

Term Life

Term Life insurance is a reliable, cost‑effective life insurance policy set to protect you for a fixed period.

This simple, affordable solution provides peace of mind to loved ones and is designed to fit any budget. With a variety of terms to choose from, learn more today to find protection for you.

We offer terms for:

10 years (domestic)
15 years (domestic)
20 years
30 years