Disclosures

Policies sold through Pan‑American Accident & Health are underwritten by Pan‑American Life Insurance Company.

See policy provisions for full details on products referenced. Products, riders, benefits and features may not be available in all jurisdictions.

Policies sold through Pan‑American Accident & Health are underwritten by Pan‑American Life Insurance Company.

Fixed indemnity product is issued on policy form no. PAN‑POL‑13 or state variation by Pan‑American Life Insurance Company.

Gap supplemental medical expense insurance is issued on policy form no. G‑GAP‑22‑P or state variation by Pan‑American Life Insurance Company.

See policy provisions for full details on products referenced. Products, riders, benefits and features may not be available in all jurisdictions.

Policies sold through Mutual Trust Life Solutions are underwritten by Pan‑American Life Insurance Company or Pan‑American Assurance Company. Neither Mutual Trust Life Solutions, nor independent agents or affiliates, offer legal or tax advice. For advice on taxes and legal issues, please consult a tax or legal expert of your choice.

See policy provisions for full details on products referenced. Products, riders, benefits and features may not be available in all jurisdictions.

Horizon Value^TM is issued on base policy form no. ICC19 94 or state variation by Pan‑American Life Insurance Company.

Horizon Guarantee^TM is issued on base policy form no. ICC17 980 or state variation by Pan‑American Life Insurance Company.

Horizon Legacy^TM is issued on base policy form no. ICC19 938 or state variation by Pan‑American Life Insurance Company.

Critical Illness Accelerated Death Benefit Rider is issued on policy form no. ENDCRI‑23 or state variation by Pan‑American Life Insurance Company.

Chronic Illness Accelerated Death Benefit Rider is issued on policy form no. 90‑13 or state variation by Pan‑American Life Insurance Company.

Critical and Chronic Accelerated Death Benefit Riders are not available in California.

Terminal Illness Accelerated Death Benefit Rider is issued on policy form no. 90‑14 or state variation by Pan‑American Life Insurance Company.

Vista Life^TM IUL is issued on base policy form no. 45AD, or state variation by Pan‑American Assurance Company.