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Mass Marketing

Mass marketed and micro‑insurance products made simple

Mass Marketing

We provide options that can be offered on a large scale for different audiences, with unique characteristics that set them apart from any traditional insurance.

Our mass marketing insurance covers large groups of insureds and provides the best support with constant innovation.

Summary of Benefits:

Affordable prices
Includes life, total and permanent disability, unemployment, and other coverage
Flexible and tailored to each customer’s needs
And more

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Mass Marketing Solutions

Alianza Gold

Alianza Gold is a comprehensive insurance plan designed to provide financial protection and support in the most difficult times. It covers the accidental death of the primary insured and provides funeral assistance in the event of the death of the spouse. It also includes coverage for total and permanent disability, as well as medical assistance and funeral services to provide families with guaranteed peace of mind and well‑being.

Summary of Benefits:

Coverage for accidental death of the primary insured: The beneficiaries are paid the face value that was taken out
Funeral assistance for death of the spouse: The primary insured is paid the face value for the spouse
Coverage for total and permanent disability: The beneficiaries are paid the face value
Ambulance service and physician by phone: The insured and his or her family will have unlimited access to this service throughout the term of the policy
Funeral assistance: Available for the primary insured

Policy reference number: 45622

Assistance for Emotional Impact Due to Remittance Theft

This insurance plan is designed to provide comprehensive protection for high‑risk situations. In addition to covering the accidental death of the primary insured, it offers financial and emotional support if remittances are stolen. Its goal is to guarantee the peace of mind and well‑being of the insured and his or her family in critical moments.

Summary of Benefits:

Accidental death coverage: The beneficiaries are paid the face value in the event of accidental death
Assistance for emotional impact due to remittance theft: Up to HNL 5,000.00 is returned in the event of remittance theft
Assistance: This includes medical advice by phone, referrals to health clinics, medical consultations with primary care physicians, and mobile emergency care

Policy reference number: 45418 Decision: POL GPU No. 78‑27‑10‑2021

Familia Protegida

Familia Protegida is a Life Insurance policy designed to offer guaranteed peace of mind and security for the primary insured’s loved ones in the event of death, whether due to natural or accidental causes. It also takes care of the family unit and fosters their well‑being, by providing them with comprehensive assistance services.

Summary of Benefits:

Death from natural causes: The beneficiaries are paid the face value taken out by the customer
Accidental death: In the event of accidental death, the designated beneficiaries are paid double the face value
Assistance services: These include medical consultations, laboratory tests, unlimited medical consultations by phone, discounts at pharmacies, X‑rays, CAT scans, and mammograms

Policy reference number: 45528

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Emotional Impact Due to Remittance Theft

This insurance plan is designed to provide comprehensive protection for high‑risk situations. In addition to covering the accidental death of the primary insured, it offers financial and emotional support if remittances are stolen. We aim to guarantee the peace of mind and well‑being of the insured and his or her family in critical moments.

Summary of Benefits:

Accidental death coverage: The beneficiaries are paid the face value in the event of accidental death
Emotional impact due to remittance theft: Up to HNL 5,750.00 is returned in the event of remittance theft
Ambulance service: Coverage in the event of an accident or robbery
Telemedicine: Includes unlimited medical consultations by phone and medical consultations by video call for the primary insured and his or her family unit

Policy reference number: 45274

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Ingreso Asegurado

Ingreso Asegurado is an insurance plan designed to provide financial peace of mind for unforeseen situations. It offers coverage in the event of the accidental death of the primary insured or a member of his or her family unit, as well as financial support for total and permanent disability. It also includes medical assistance benefits and reimbursement of accident expenses.

Summary of Benefits:

Coverage for accidental death of the primary insured: The beneficiaries are paid the face value that was taken out
Coverage for total and permanent disability: The beneficiaries are paid the face value
Coverage for accidental death of a member of the family unit: 50% of the face value will be paid to the beneficiaries in the event of the death of a member of the family unit
Reimbursement of medical expenses due to an accident: If the insured or spouse has a personal accident, reimbursement will be paid up to the maximum benefit
Unlimited medical advice by phone: Available for the primary insured and his or her family unit
Ground medical transportation: For the family unit for three events each year

Policy reference number: 45357

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Ingreso Seguro

Ingreso Seguro is a life insurance policy designed to protect the primary insured and his or her family in case of unforeseen events. It offers coverage for accidental death, plus a daily benefit for partial disability lasting up to 30 days. It includes medical assistance and ambulance services to guarantee the well‑being of the family unit.

Summary of Benefits:

Coverage for accidental death of the primary insured: Benefits will be paid, based on the plan chosen
Daily benefit for partial disability: A daily benefit will be paid to the primary insured for the days when he or she is partially disabled
Ambulance service and physician by phone: The insured and his or her family will have unlimited access to this service throughout the term of the policy

Policy reference number: 45132, 45557, and 45122

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Prisma Vida

Prisma Vida is a life insurance policy designed to offer protection and financial support in case of unforeseen events. It covers the death of the primary insured and his or her spouse, and it provides additional financial support for the purchase of essential food supplies. It also includes medical assistance services for the family unit to guarantee their well‑being and peace of mind.

Summary of Benefits:

Coverage for death of the primary insured from any cause: The beneficiaries are paid the face value that was taken out
Coverage for death of the spouse: The primary insured is paid the face value that was taken out
Support for essential food supplies: Supermarket expenses will be paid to the beneficiaries or the primary insured
Ambulance service and physician by phone: The insured and his or her family will have unlimited access to this service throughout the term of the policy

Policy reference number: 45610

Credit Life

Cover your customers’ financial liabilities and protect your company’s capital from the unexpected with our Credit Life insurance.

This insurance is offered to financial institutions that have provided their customers with some kind of financing or service where the customers acquired a future payment obligation. It is intended to cover the balance of the debt if the customer passes away or develops a total and permanent disability while they have a financial obligation (bank loan, credit card, or line of credit).

Summary of Benefits:

Tailored to the customer’s needs
Excellent coverage at a low price
Immediate underwriting
Quick and timely claim payouts

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Immigrant Insurance

Immigrant Insurance is designed to protect families who have loved ones abroad. This insurance plan does more than cover the death of the primary insured. It offers additional support for repatriation expenses and funeral assistance, providing peace of mind and support in the most difficult times.

Summary of Benefits:

Coverage for death of the insured from any cause: The beneficiaries are paid the face value that was taken out
Additional funeral assistance: In the event of the death of the immigrant family member (spouse; family member up to the first degree—parents and children; and family member up to the second degree—grandparents, grandchildren, and siblings)
Repatriation of remains assistance: Coverage of repatriation expenses
Funeral assistance service: Comprehensive support in the most difficult times

Policy reference number: 45307

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Siempre Seguro

Siempre Seguro is a life insurance policy designed to provide guaranteed peace of mind and protection to families in the most difficult times. It offers coverage for the death of the primary insured or his or her spouse, as well as financial support in the event of total and permanent disability. In addition, it includes medical assistance services for the family unit to guarantee their comprehensive well‑being.

Summary of Benefits:

Coverage for death of the primary insured: Benefits will be paid, plus funeral expenses, based on the plan chosen
Coverage for death of the spouse from any cause: Financial assistance will be paid to the insured, based on the plan chosen
Coverage for total and permanent disability: Benefits plus financial assistance will be paid, based on the plan chosen
Ambulance service and physician by phone: The insured and his or her family will have unlimited access to this service throughout the term of the policy

Policy reference number: 45131, 45232, and 45121

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Alianza Gold

Assistance for Emotional Impact Due to Remittance Theft

Familia Protegida

Emotional Impact Due to Remittance Theft

Ingreso Asegurado

Ingreso Seguro

Prisma Vida

Credit Life

Immigrant Insurance

Siempre Seguro

Summary of Benefits:

Coverage for accidental death of the primary insured: The beneficiaries are paid the face value that was taken out
Funeral assistance for death of the spouse: The primary insured is paid the face value for the spouse
Coverage for total and permanent disability: The beneficiaries are paid the face value
Ambulance service and physician by phone: The insured and his or her family will have unlimited access to this service throughout the term of the policy
Funeral assistance: Available for the primary insured

Policy reference number: 45622