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Middle aged couple
PALIG

Life Insurance

Life Insurance solutions that fit your needs

Let us help you protect yourself and your loved ones today

Life Insurance

Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life

Universal Life

If you need permanent life insurance, but prefer flexible premiums, Universal Life insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime.

Flexible Life I

This individual life insurance plan offers lifetime protection with flexible premiums and a savings component that accumulates over time. It is designed to fit your changing needs, allowing you to access funds at critical moments and to plan your financial future.
Main Features:
  • Coverage with face values from USD 25,000 up to USD 250,000, depending on the category selected
  • Flexible, adjustable premiums based on your financial capacity
Summary of Benefits:
  • Cash value accumulation with a guaranteed interest rate of 3%
  • College fund for your children
  • Insurance plans for families and/or senior executives
To request a quote, click here.

Flexible Life II

This plan provides trusted life insurance coverage with excellent returns, designed to protect you for a fixed amount of time. It is a simple, affordable solution that provides peace of mind for your loved ones and is designed to fit any budget.
Main Features:
  • Coverage with protection for a fixed amount of time, with face values from USD 100,000 to USD 250,000
  • Level premiums for the entire period of coverage
Summary of Benefits:
  • Term life insurance for the primary insured, dependent children, and additional insureds
  • Terminal illness benefits
  • Waiver of monthly deduction
To request a quote, click here.

Flexible Life I

Flexible Life II

This individual life insurance plan offers lifetime protection with flexible premiums and a savings component that accumulates over time. It is designed to fit your changing needs, allowing you to access funds at critical moments and to plan your financial future.
Main Features:
  • Coverage with face values from USD 25,000 up to USD 250,000, depending on the category selected
  • Flexible, adjustable premiums based on your financial capacity
Summary of Benefits:
  • Cash value accumulation with a guaranteed interest rate of 3%
  • College fund for your children
  • Insurance plans for families and/or senior executives
To request a quote, click here.
In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.

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