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Life Insurance
Life Insurance solutions that fit your needs
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Life Insurance
Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life
Universal Life
If you need permanent life insurance, but prefer flexible premiums, Universal Life Insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime. Learn more by contacting us today.
Flexible Life
This plan gives you the peace of mind that comes with 24/7 protection, along with the opportunity to achieve long‑term savings with a 3percent guaranteed interest rate. Policies are issued up to age 75.
We offer two products under this plan, both of which are ideal for planning a retirement fund or for other savings needs.
Flexible Life I: with a minimum face value of USD 25,000 up to USD 99,999 (low option) and USD 100,000 to USD 250,000 (high option). It applies for the following markets:
- Planning for senior executives
- Cash accumulation
- Education financing
- Family insurance planning
Flexible Life II: with a minimum face value of USD 100,000 up to USD 250,000, when you need:
- Intermediate level premiums
- Moderate cash values during the term of the policy
- Insurance for senior executives
- Family insurance planning
We offer you additional benefits including:
- Waiver of monthly deduction
- Term insurance for dependent children
- Term insurance for the primary insured
- Term insurance for additional insureds
- Terminal illness benefits
Think about everyone that depends on you today. Your Flexible Life insurance will be customized especially for you, based on your age and gender.
Flexible Life
This plan gives you the peace of mind that comes with 24/7 protection, along with the opportunity to achieve long‑term savings with a 3percent guaranteed interest rate. Policies are issued up to age 75.
We offer two products under this plan, both of which are ideal for planning a retirement fund or for other savings needs.
Flexible Life I: with a minimum face value of USD 25,000 up to USD 99,999 (low option) and USD 100,000 to USD 250,000 (high option). It applies for the following markets:
- Planning for senior executives
- Cash accumulation
- Education financing
- Family insurance planning
Flexible Life II: with a minimum face value of USD 100,000 up to USD 250,000, when you need:
- Intermediate level premiums
- Moderate cash values during the term of the policy
- Insurance for senior executives
- Family insurance planning
We offer you additional benefits including:
- Waiver of monthly deduction
- Term insurance for dependent children
- Term insurance for the primary insured
- Term insurance for additional insureds
- Terminal illness benefits
Think about everyone that depends on you today. Your Flexible Life insurance will be customized especially for you, based on your age and gender.
In each product’s general conditions, you will find a description of the basic coverage and its exclusions, deductible amounts, waiting periods before coverage begins, age limits, automatic renewals, unilateral cancellations, and any other legal provision limiting your right to obtain benefits.
Portal Access
Life Direct
Visit Life Direct to access life insurance policy and application submissions, life insurance quoting tools, client claims and commission payment schedules and status.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
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