It’s a given: you want quality health insurance that covers your medical care when you’re sick. But there’s something even better than that: health insurance that also helps you stay healthy in the first place! 

It’s called preventative and proactive care benefits, and at PALIG, we’re firm believers. After all, good health is the foundation of a happy, fulfilling life, something we want for all of our members and employees. 

That’s why PALIG health plans include a number of innovative preventative and proactive care programs—and the list is growing.  

Once you know more about them and the difference they can make, we think you’ll be a firm believer, too.  

If you’re a PALIG member, you may already be taking advantage of some preventative care benefits, such as routine check‑ups, screening tests and vaccinations.   

Check‑ups and screening tests help detect health conditions early, while vaccinations prepare your immune system to fight off specific diseases. Together, they help prevent potential health threats from becoming serious problems.   

Proactive care programs take this approach even further, making it easier to adopt a healthy lifestyle. These programs often include:   

Our goal: to help you stay physically and mentally well, so you can live life to the fullest. Good health reduces the risk of chronic diseases, curbs medical expenses and improves quality of life. It’s a cornerstone of happiness and well‑being. 

Chronic diseases are long‑lasting health conditions that usually develop slowly and then stick around. Unlike a cold or the flu, managing them typically requires ongoing care and some lifestyle changes.  

Common examples include heart disease, diabetes and respiratory conditions like COPD. While they can be very serious and even fatal, they’re largely preventable and can be well controlled, especially when caught early. 

Unfortunately, chronic diseases, which are responsible for nearly 75% of deaths worldwide, are on the rise. According to PALIG’s medical claims data, they’re becoming more prevalent in Latin America and the Caribbean, too.  

The good news is, you can do something about it. For example, while you can’t change your family history of heart disease, research show that about 80% of heart attacks and strokes are preventable. The solution: tweaking your diet, getting enough exercise and taking control of unhealthy habits like smoking and alcohol use.  

That’s where our preventative and proactive care programs come in.  

At PALIG, we’ve long offered preventative care benefits. We know they work. Today, we’re leveraging nearly 100 years of proprietary health data to create even more innovative proactive care initiatives for members. Here’s a few examples.   

Early Breast Cancer Detection   

For several years, we’ve conducted breast cancer screening campaigns in multiple countries, make it easier and more affordable for thousands to get mammograms.  

These efforts have already led to early cancer detection for some members, allowing them to start treatment sooner and improve their outcomes. If this service is available in your area, we sincerely hope you’ll take advantage of it.  

Support for Chronic Conditions 

Because diabetes, high blood pressure and cancer are on the rise in Latin America and the Caribbean, we’re supporting members with personalized programs that help them better manage their conditions. Participants get individual coaching, emotional support and ongoing medical guidance—and the results are very encouraging. 

Wellness at Work 

Through our group benefits plans, we’re teaming up with employers to promote wellness in the workplace. These programs help employees take charge of their health, while boosting morale, productivity, and job satisfaction. And when everyone’s healthier, it helps keep insurance costs down, too—a win‑win. 

Your Health on Your Terms 

And of course, you already know about PALIG’s online Wellness Hub—you’re here right now! We hope you find it a helpful one‑stop resource for health tips, tools and personalized reminders, available at your convenience 24/7. 

We’re constantly updating the Wellness Hub with fresh, data‑backed content of interest to our members, so please explore it frequently. You never know when you’ll find valuable new information that’s helpful to you or someone you love at a given point in time.   

Yes, preventative and proactive care benefits are powerful health tools. Of course, it’s always important to consult with your physician or qualified health care professional to determine the best options for your body and health—and to answer any specific questions you may have regarding medical matters.