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Personal Accident Insurance

Personal accident solutions that fit your needs

Let us help you protect yourself and your loved ones today

What is Personal Accident Insurance?

Let us take care of you and your family with our individual personal accident insurance. If a sudden accident or illness causes unexpected injury, our insurance solutions can help you protect your finances and you from the high costs of an emergency.
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Personal Accident Plans

Personal Accident Plans

Critical Illness Cover

It can come as a shock when you are diagnosed with a sudden and serious illness and the uncertainty that follows can take a significant emotional stress on you and your loved ones. Pan‑American Life Critical Illness Cover is here to give you one less thing to worry about. Under the terms and conditions of the policy, if you are diagnosed with one of the twenty covered illnesses, we will pay you a lump sum to lessen the financial strain of your illness. When a Child Gets Sick Nothing makes a parent feel more helpless than not being able to provide the care their child needs when they are ill. Pan‑American Life Critical Illness cover is the only plan that allows you to add a child rider to your policy so that if you child is diagnosed with one of the covered illnesses, you’ll have resources to support their recovery. Lump sum benefit payable upon the following critical illnesses:
  • Cancer stroke
  • Heart attack
  • Renal failure
  • Multiple sclerosis
  • Organ transplant
  • Coronary artery bypass surgery
  • Coma
  • Traumatic brain injury
  • Third‑degree burns
  • Alzheimer's disease
  • Parkinson's disease
  • Blindness
  • Paralysis
  • Heart valve surgery
  • Motor neuron disease
  • Benign brain Tumor
  • Loss Of hearing, speech and limbs

Cancer Care Cover

Cancer Care Cover is the only financial safety blanket on the market specifically dedicated to cancer recovery. Cancer Care Cover is designed to cover immediate critical medical costs and loss of income in case you or your loved one is diagnosed with cancer. Benefits of Cancer Care Cover
  • Lump Sum payment on Cancer Diagnosis
  • Loss of Income (Monthly Benefit, Max. 3 Months)
  • Hospital Confinement Income ‑ per day
  • Surgical procedures/Biopsy etc
  • Blood and Plasma ‑ Medical Test/Lab
  • Attending Physician inclusive of specialists
  • Prescribed drugs
  • Chemotherapy and Radiation Treatment, Brachytherapy
  • Death Benefit
  • Term Life and Life Insurance options included*
Why choose Cancer Care Cover? Cancer demands urgent treatment which can be incredibly costly. The financial burden of cancer treatments can disrupt your household's financial stability. Our Cancer Care Cover provides peace of mind for your family when you need it the most. We offer three levels of protection to suite your financial needs. Plan A – Essential Cover Plan B – Premiere Cover Plan C – Elite Cover Entry Age Options Single children ages 1 to 18 or children attending school up until the age of 23 on the parents’ plan as a dependent child Adults from ages 18 to 55 *All entry age options are subject to our usual underwriting terms and conditions*

Express Cover

A Personal Accident insurance policy which provides compensation in the event of injuries, disability or death caused by violent, accidental, external and visible event.

Critical Illness Cover

Cancer Care Cover

Express Cover

It can come as a shock when you are diagnosed with a sudden and serious illness and the uncertainty that follows can take a significant emotional stress on you and your loved ones. Pan‑American Life Critical Illness Cover is here to give you one less thing to worry about. Under the terms and conditions of the policy, if you are diagnosed with one of the twenty covered illnesses, we will pay you a lump sum to lessen the financial strain of your illness. When a Child Gets Sick Nothing makes a parent feel more helpless than not being able to provide the care their child needs when they are ill. Pan‑American Life Critical Illness cover is the only plan that allows you to add a child rider to your policy so that if you child is diagnosed with one of the covered illnesses, you’ll have resources to support their recovery. Lump sum benefit payable upon the following critical illnesses:
  • Cancer stroke
  • Heart attack
  • Renal failure
  • Multiple sclerosis
  • Organ transplant
  • Coronary artery bypass surgery
  • Coma
  • Traumatic brain injury
  • Third‑degree burns
  • Alzheimer's disease
  • Parkinson's disease
  • Blindness
  • Paralysis
  • Heart valve surgery
  • Motor neuron disease
  • Benign brain Tumor
  • Loss Of hearing, speech and limbs

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