Palig Logo
Business Man
Business Man
PALIG

Our Company

People you can trust for life

A leading provider of life, accident, and health insurance across the Americas

View our Annual Report

Mission, Vision and Values

Our Mission

To meet the life, accident and health insurance needs of individuals and businesses in the Americas and to ensure financial security and peace of mind.

Our Vision

To build on the company’s 110‑year heritage of financial strength, commitment and trusted financial security, and to improve our policyholders’ sense of well‑being, while becoming the leading insurance carrier in the Americas.

Our Values

  1. Authenticity: We are genuine and communicate openly, remaining true to one’s ideas, opinions, words and actions.
  2. Transparency: We are straightforward and open about everything we say, do and convey.
  3. Accountability: We take responsibility for our actions and honor commitments.
  4. Collaboration: We believe in the power of working together to achieve common goals. Our contributions are thoughtful, intentional, proactive and empathic.
  5. Integrity: We are honest, ethical and build trust through principled judgement and responsible actions.

Our History

Pan‑American Life opened its doors for business in New Orleans in 1911. Founded by Crawford H. Ellis, Edward Simmons, Marion Souchon and Eugene McGivney, the company had a clear objective to meet the insurance needs of individuals and businesses in Latin America.
Ellis, who worked with the United Fruit Company transporting goods between New Orleans and Central America, had seen first‑hand the need for these services in the region. In collaboration with his colleagues, he envisioned a company for the Americas that would provide best‑in‑class insurance solutions and trusted financial security.
More than 110 years later, that vision is still at the heart of who we are.

PALIG in Trinidad and Tobago

Since the late 1950s, Pan‑American Life Insurance Group has been a steady presence in Trinidad & Tobago, furthering the company's international footprint. Over more than six decades, our presence in the Caribbean has grown to become the largest within the region, a testament to our deep‑rooted commitment and reliability in the community, taking great pride in serving countless families, individuals and businesses. Our legacy is one of protection, trust, and unwavering support, providing a safety net for Trinidadian and Tobagonian citizens, offering top‑tier Life, accident, and health insurance solutions that empowers individuals to embrace their futures with confidence.

A Message from our CEO ‑ Youil Homsi

Pan‑American Life Insurance is deeply committed to its Caribbean operations with a strategic focus on life, accident, and health insurance and to providing excellence in products and service to our clients in these business lines.   
The Caribbean has always been a resilient region, much like its people. This resilience has translated into continued economic growth and an increasing need for financial planning and security.  Pan‑American Life is here to protect what matters most to our clients – their lives, their health and their families, and we commit to continue providing this peace of mind. 
In line with this purpose, I firmly commit to providing our communities with valuable products and professional services that bolster their long‑term financial resilience and enhances the lives of the people we partner with and serve.  
We believe that financial security is vital for a successful and stable future that is why we pledge to serve that need with our key stakeholders through reliable and trustworthy offerings, support, and financial services. 
Caribbean ‑ Country Manager and CEO

PALIG

Our Leadership

Local Leadership
Executive Management Team

Local Leadership

Executive Management Team

Youil Homsi ‑ CEO Caribbean

Youil Homsi

CEO ‑ Caribbean

Aruba ‑ Local Leadership ‑ Marsha McCarthy ‑ Vice President & Regional Chief Financial Officer

Marsha McCarthy

Vice President & Regional Chief Financial Officer

Aruba ‑ Local Leadership ‑ Maxim Marquez  ‑ Vice President & Regional Director of Agencies

Maxim Marquez

Vice President & Regional Director of Agencies

Aruba‑ Local Leadership‑ Brandon Primus ‑ Vice President

Brandon Primus

Legal & Compliance, Regional Counsel & Corporate Secretary

Cayman ‑ Local Leadership ‑ Karyn Dasent ‑ Vice President ‑ Regional Chief Operations Officer

Karyn Dasent

Vice President ‑ Regional Chief Operations Officer

Kristi‑Marie Weston

Kristi‑Marie Weston

Assistant Vice President, Regional Corporate Business

Rachael Sudan

Rachael Sudan

Assistant Vice President – Regional Human Resources

PALIG Cares

PALIG’s mission is to protect lives, provide peace of mind and support the people we serve by having a positive impact on their communities. Through PALIG Cares, employees and executives come together to give back and have a positive, lasting impact by supporting projects and organizations that invest in and work to solve some of the biggest challenges facing the region.

Our 2023 Community Partners  

Aldea S.O.S – Honduras
Alianza Anticáncer Infantil – México
American Heart Association
American Chamber of Commerce ‑ Trinidad & Tobago (AMCHAM) 
Association of Female Executives (AFETT) Trinidad & Tobago
Arts Refreshing the Soul  
Aruba Aquatics Federation  
Asociación de Niños y Adultos Mayores
Audubon Nature Institute
Ayuda Social FANLYC – Panamá
Jesucristo es mi Hogar – Guatemala
Athens Symphony Orchestra
Barbados Cancer Society
Barbados Cancer Society (Breast Screening Programme ‑ BSP)
Brave Hearts
Bureau of Governmental Research
Cámara de Comercio Guatemalteco Americana – Guatemala
CFA Society Louisiana
Club de Leones ‑ Guatemala
Comité de Ayuda Social ‑ Panamá
Donación de Sangre – Costa Rica
Easter Seals
Faces of Cancer ‑ St. Lucia
FCIB Walk for the Cure 2020 ‑ Grenada
French Quarter Festival
Fundación Asómate a la Realidad ‑ Colombia
Fundación Belisario Porras – Panamá
Fundación CREER – Honduras
Fundación de Amigos del Niño con Leucemia y Cáncer (FANLYC) ‑ Panamá
Fundación Infantil Jonathan – Ecuador
Fundación Latidos ‑ Panamá
Fundación Luces ‑ Panamá
Fundación Niños con Cáncer ‑ Honduras
Fundación Pollitos del Hierro – Costa Rica
Fundación Porque Quiero a Colombia
Fundación SEMABO ‑ México
Fundación Spay ‑ Panamá
Greater New Orleans, Inc.
HeartGift
Hijas de la Caridad de San Vicente de Paul ‑ Panamá
Hispanic Chamber of Commerce of Louisiana
Hogar del Corazón de Jesús – Ecuador
Hogar Divino Niño – Panamá
Hogar Niños de Fátima – Guatemala
Hogar Jesucristo es mi casa – Guatemala
Hospital Oncológico – Panamá
Hospital Pediátrico – México
Instituto Nacional de Pediatría ‑ México
Jones Walker US/Latin American Partnerships in Action
Junior Achievement of Greater New Orleans
La Gasca ‑ Ecuador  
Lions Club
Liga Nacional Contra el Cáncer El Salvador
Louisiana International Trade Conference
Louisiana Philharmonic Orchestra
Loyola College of Business
Living Water Community ‑ Trinidad
Midwest Shelter for Homeless Vets
New Orleans Ballet Association
New Orleans Community Outpost ‑ Barbados
New Orleans Hispanic Heritage Foundation
New Orleans Homework Programme ‑ Barbados
New Orleans Police & Justice Foundation
Ochsner Health System
Outreach to Haiti
Orfanato de Santo Tomás de Aquino de la Rosa – México
Plantación Voluntaria de Árboles Santa Ana Costa Rica
Public Action to Deliver Shelter
Sanar Niños con Cáncer – Colombia
Secretaría del Medio Ambiente – México
Sociedad Cardiológica ‑ Ecuador
St. Thomas Hospice
Team Gleason
The Idea Village
The Night Ministry
The Posse Foundation
The Pro Bono Project
Trinidad and Tobago Cancer Society
United Way ‑ Guatemala
United Way ‑ Honduras
United Way of Metro Chicago
United Way of Metropolitan Dallas
United Way of Miami‑Dade
United Way of Southeast Louisiana
United Way of Trinidad & Tobago
Visión mundial sistemas de protección Guatemala
West Suburban Community Pantry
West Suburban Symphony
YMCA of Greater New Orleans
If you are an organization and would be interested in partnering with PALIG or would like to submit a Donation/Sponsorship Request, please complete the Contribution Request form.

Our Ratings

Choosing an insurance provider to protect your family or your business is an important decision. However, having the seal of approval from independent rating agencies such as AM Best and Fitch Ratings, can help make your decision on which insurance company is best for you a bit easier. Independent rating systems verify and validate a company’s financial strength by evaluating their balance sheet, operating performance, business profile and financial ability, to meet its obligations to policyholders.
We’re proud to say that Pan‑American Life Insurance Company and its wholly owned subsidiary Pan‑American Assurance Company have an 'A' (Excellent) rating from AM Best and an 'A' (Strong) rating from Fitch Ratings.
These ratings are strong endorsements of the financial strength that enables us to be there when our clients need us the most.
Enter your email to subscribe to our newsletter and receive a weekly email with information on health and wellness issues
I agree to Terms of Service and Privacy Policy