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Trinidad & Tobago
PALIG
Our Company
People you can trust for life
A leading provider of life, accident, and health insurance across the Americas
Mission, Vision and Values
Our Mission
To meet the life, accident and health insurance needs of individuals and businesses in the Americas and to ensure financial security and peace of mind.
Our Vision
To build on the company’s 110‑year heritage of financial strength, commitment and trusted financial security, and to improve our policyholders’ sense of well‑being, while becoming the leading insurance carrier in the Americas.
Our Values
- Authenticity: We are genuine and communicate openly, remaining true to one’s ideas, opinions, words and actions.
- Transparency: We are straightforward and open about everything we say, do and convey.
- Accountability: We take responsibility for our actions and honor commitments.
- Collaboration: We believe in the power of working together to achieve common goals. Our contributions are thoughtful, intentional, proactive and empathic.
- Integrity: We are honest, ethical and build trust through principled judgement and responsible actions.
Join the PALIG Family
Learn more about career opportunities at PALIG
Our History
Pan‑American Life opened its doors for business in New Orleans in 1911. Founded by Crawford H. Ellis, Edward Simmons, Marion Souchon and Eugene McGivney, the company had a clear objective to meet the insurance needs of individuals and businesses in Latin America.
Ellis, who worked with the United Fruit Company transporting goods between New Orleans and Central America, had seen first‑hand the need for these services in the region. In collaboration with his colleagues, he envisioned a company for the Americas that would provide best‑in‑class insurance solutions and trusted financial security.
More than 110 years later, that vision is still at the heart of who we are.
PALIG in Trinidad and Tobago
Since the late 1950s, Pan‑American Life Insurance Group has been a steady presence in Trinidad & Tobago, furthering the company's international footprint. Over more than six decades, our presence in the Caribbean has grown to become the largest within the region, a testament to our deep‑rooted commitment and reliability in the community, taking great pride in serving countless families, individuals and businesses. Our legacy is one of protection, trust, and unwavering support, providing a safety net for Trinidadian and Tobagonian citizens, offering top‑tier Life, accident, and health insurance solutions that empowers individuals to embrace their futures with confidence.
A Message from our CEO ‑ Youil Homsi
Pan‑American Life Insurance is deeply committed to its Caribbean operations with a strategic focus on life, accident, and health insurance and to providing excellence in products and service to our clients in these business lines.
The Caribbean has always been a resilient region, much like its people. This resilience has translated into continued economic growth and an increasing need for financial planning and security. Pan‑American Life is here to protect what matters most to our clients – their lives, their health and their families, and we commit to continue providing this peace of mind.
In line with this purpose, I firmly commit to providing our communities with valuable products and professional services that bolster their long‑term financial resilience and enhances the lives of the people we partner with and serve.
We believe that financial security is vital for a successful and stable future that is why we pledge to serve that need with our key stakeholders through reliable and trustworthy offerings, support, and financial services.
PALIG
Our Leadership
Local Leadership
Executive Management Team
Local Leadership
Local Leadership
Executive Management Team
Executive Management Team
Youil Homsi
CEO ‑ Caribbean
Marsha McCarthy
Vice President & Regional Chief Financial Officer
Maxim Marquez
Vice President & Regional Director of Agencies
Brandon Primus
Legal & Compliance, Regional Counsel & Corporate Secretary
Karyn Dasent
Vice President ‑ Regional Chief Operations Officer
Kristi‑Marie Weston
Assistant Vice President, Regional Corporate Business
Rachael Sudan
Assistant Vice President – Regional Human Resources
The steady stewardship of Pan‑American Life Insurance Group’s internationally experienced leadership team ensures that Pan‑American Life continues to transform the vision of its founders into trusted financial security and peace of mind for its customers.
José S. Suquet
Chairman of the Board and CEO
Robert DiCianni
President ‑ Global Benefits
Steven A. Friedman
President ‑ Finance and Investments | Chief Financial Officer
Bruce Parker
President – Global Life
Daniel Costello
Executive Vice President – International Markets
Frank Recio
Executive Vice President ‑ Operations and Technology
Carlos Aldana
Senior Vice President – Corporate Finance
Lisa Baudot
Senior Vice President ‑ Chief Investment Officer
José Corrada
Senior Vice President ‑ General Counsel and Corporate Secretary
Luke Cosme
Senior Vice President ‑ U.S. Life Sales, Marketing, and Operations
Bryan Scofield
Senior Vice President – Human Resources
Ivan Vergara
Senior Vice President ‑ Chief Technology Officer
Selig Ehrlich
Chief Actuary and Risk Officer
Alvaro Muñoz
Vice President Financial Reporting, Controller
Ana Melissa Ramos J.
Vice President, Deputy Global Human Resource Officer
Marta Reeves
Vice President – Corporate Marketing
PALIG Cares
PALIG’s mission is to protect lives, provide peace of mind and support the people we serve by having a positive impact on their communities. Through PALIG Cares, employees and executives come together to give back and have a positive, lasting impact by supporting projects and organizations that invest in and work to solve some of the biggest challenges facing the region.
United Way: PALIG Trinidad and Tobago, in collaboration with United Way’s “Show You Care Everywhere” campaign, revitalized Nelson Street Boys R.C. School, reinforcing our commitment to the community. With the help of the school's Principal and parents, we created a vibrant space for students.
Our 2024 Community Partners
Barrio El Futuro ‑ Donación de útiles escolares – Costa Rica Escuela República de Guatemala – Panamá Fundabesa – Ecuador Fundación Asómate a la Realidad ‑ Colombia Fundación Niños con Cáncer ‑ Honduras | Fundación REMAR – Ecuador Hijas de la Caridad de San Vicente de Paul ‑ Panamá |
If you are an organization and would be interested in partnering with PALIG or would like to submit a Donation/Sponsorship Request, please complete the Contribution Request form.
Our Ratings
Choosing an insurance provider to protect your family or your business is an important decision. However, having the seal of approval from independent rating agencies such as AM Best and Fitch Ratings, can help make your decision on which insurance company is best for you a bit easier. Independent rating systems verify and validate a company’s financial strength by evaluating their balance sheet, operating performance, business profile and financial ability, to meet its obligations to policyholders.
We’re proud to say that Pan‑American Life Insurance Company and its wholly owned subsidiary Pan‑American Assurance Company have an 'A' (Excellent) rating from AM Best and an 'A' (Strong) rating from Fitch Ratings.
These ratings are strong endorsements of the financial strength that enables us to be there when our clients need us the most.
Fitch Ratings: 'A' (Strong)
As of October 17, 2024
AM Best Rating 'A' (Excellent)
As of January 22, 2025