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Health Insurance
Your Health. Our Priority
Protect your health with access to coverage designed to support you through every stage of life.
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Prevention Starts Here
Let's Win the Fight Against Breast Cancer Together
A timely mammogram can help support early detection and peace of mind. As part of our ongoing commitment to prevention and wellness, eligible health insurance members may receive a complimentary mammogram benefit.
Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
International Major Medical
International Major Medical
International Major Medical
This best‑in‑class international major medical solution, offered under our Pan‑American Private Client umbrella, gives you access to an exclusive network of the best medical providers in the world. In addition, it offers concierge‑level service from our teams of dedicated experts in Trinidad & Tobago, the United States and globally.
Pan‑American WorldAccess
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Get the freedom of accessing medical treatments in any part of the world, whenever you need.
Summary of Benefits:
- Sum insured of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in paid in US dollars
- Zero deductible for accidents
- Maternity coverage up to USD 7,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
Pan‑American PreferredAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to the best hospitals in the United States and around the world
- Sum insured of USD 3,000,000 per policy year
- Benefits paid in US dollars
- Zero deductible for accidents
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.
Pan‑American WorldAccess
Pan‑American WorldAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Get the freedom of accessing medical treatments in any part of the world, whenever you need.
Summary of Benefits:
- Sum insured of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in paid in US dollars
- Zero deductible for accidents
- Maternity coverage up to USD 7,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
The benefits described are subject to the terms and conditions of the policy. For further information, please contact your Pan‑American Life Representative. To the extent permitted by law, the information, products, or names in this presentation, or in any other form of sales/marketing literature are provided without warranties of any kind, express or implied; Pan‑American Life Insurance Group and its member companies, disclaim all express or implied warranties of merchantability and fitness for a particular purpose.
All products and services are sold and underwritten by the Pan‑American Life Insurance Group licensed affiliate in each jurisdiction.
Portal Access
Member Portal
Access member portal today for your group policy information, pre authorizations, obtain ID cards and much more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
Member and Policyholder Personal Information Update
Update your information today to ensure convenient access to important information, e‑notices, and more.
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