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Insurance Solutions for Employers
Trusted for over 110 years to provide insurance solutions for your business
Let us take care of a competitive benefits package that fits your business needs.
Employer Plans
Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, medical and personal accident insurance for your company’s employees. With more than a decade n the market, and as the number one company in personal insurance * in Costa Rica, we offer plans and coverage that meet your employees’ needs and your budget.
*Information from SUGESE December 2021
Explore our Solutions
Employer Plans for SMEs
Combination Coverage
Multinationals
Employer Plans for SMEs
Combination Coverage
Multinationals
MiniMed
MiniMed protects your workforce with medical and life insurance for groups of 5 to 14 employees.
This insurance plan, intended for small and medium‑sized businesses, will provide coverage for the different categories of employees in your business.
Summary of Benefits:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Extensive medical provider network
- Hospitalization
- Outpatient services
- Reimbursement of medical expenses
- And more
Product Code: P16‑35‑A06‑215/ P16‑35‑A06‑216 / P16‑35‑A06‑204/ P16‑35‑A06‑212
FlexiMed
Your company can move forward and provide valuable benefits to your employees, with effective solutions and coverage to support them and their families.
This plan, focused on groups of 15 to 75 insureds, allows your company to design a customized life insurance and medical expense insurance plan.
Summary of Benefits:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Access to an extensive, nationwide healthcare provider network with the highest standards of service.
- Attractive value propositions including telemedicine, and medical checkups, as well as personalized care and a wide range of preventive medicine programs available to you and your employees.
Product Code: P16‑35‑A06‑215/P16‑35‑A06‑216
MiniMed
FlexiMed
MiniMed protects your workforce with medical and life insurance for groups of 5 to 14 employees.
This insurance plan, intended for small and medium‑sized businesses, will provide coverage for the different categories of employees in your business.
Summary of Benefits:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Extensive medical provider network
- Hospitalization
- Outpatient services
- Reimbursement of medical expenses
- And more
Product Code: P16‑35‑A06‑215/ P16‑35‑A06‑216 / P16‑35‑A06‑204/ P16‑35‑A06‑212
Life and Personal Accident Insurance for Employers
We are committed to caring for your company’s most valuable resources, by covering your employees under a single policy.
Our Group Life and Personal Accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for people belonging to companies, schools, associations, and other organizations:
- Corporate plans: daily operations
- Tourism plans: nature, cultural
- Student plans: schools and universities
- Corporate events: company parties, team‑building workshops
- Recreational events: sports, swimming, cycling, trail, open water
- And more
Summary of Benefits:
- Coverage 24/7/365, in Costa Rica and abroad
- Easy process—no medical exams required
- Option to insure dependents
- Option of issuing the contract in dollars or colones
- And more
Product code: P16‑33‑A06‑219/P16‑33‑A06‑293
Life and Personal Accident Insurance for Employers
We are committed to caring for your company’s most valuable resources, by covering your employees under a single policy.
Our Group Life and Personal Accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for people belonging to companies, schools, associations, and other organizations:
- Corporate plans: daily operations
- Tourism plans: nature, cultural
- Student plans: schools and universities
- Corporate events: company parties, team‑building workshops
- Recreational events: sports, swimming, cycling, trail, open water
- And more
Summary of Benefits:
- Coverage 24/7/365, in Costa Rica and abroad
- Easy process—no medical exams required
- Option to insure dependents
- Option of issuing the contract in dollars or colones
- And more
Product code: P16‑33‑A06‑219/P16‑33‑A06‑293
For companies operating in several countries, we offer a complete benefits package that meets each country’s needs.
Our unique geographical presence, combined with our specialized experience designing accident, life, health, and retirement plans for multinational companies, has made us the partner of choice for companies like yours seeking to offer their employees high‑quality benefits and first‑class services.
*NOTE: Information and pricing subject to change for product renewals
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
