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Insurance Solutions for Employers
Trusted for over 110 years to provide insurance solutions for your business
Let us take care of a competitive benefits package that fits your business needs.
Employer Plans
Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, health and personal accident insurance for your company’s employees. With more than a decade in the market, and as the number one private company in personal insurance * in Costa Rica, we offer plans and coverage that meet your employees’ needs and your budget.
*Information from SUGESE December 2023
Explore our Solutions
Combined Coverage
Business Life Insurance
Employer Plans for SMEs
Group Life Insurance
Multinationals
Combined Coverage
Combined Coverage
Business Life Insurance
Business Life Insurance
Employer Plans for SMEs
Employer Plans for SMEs
Group Life Insurance
Group Life Insurance
Multinationals
Multinationals
Personal Accident and Life Insurance for Companies
Personal Accident and Life Insurance for Companies
We are committed to caring for your company’s most valuable resources, by covering your employees under a single policy.
Our group life and personal accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for people belonging to companies, schools, associations, and other organizations:
- Corporate plans: daily operations
- Tourism plans: nature, cultural
- Student plans: schools and universities
- Corporate events: company parties, team‑building workshops
- Recreational events: sports, swimming, cycling, trail, open water
- And more
Summary of Benefits:
- Coverage 24/7/365, in Costa Rica and abroad
- Easy process—no medical exams required
- Option to insure dependents
- Option of issuing the contract in dollars or colones
- And more
To request a quote,
Product code: P16‑33‑A06‑219/P16‑33‑A06‑293
Personal Accident and Life Insurance for Companies
Personal Accident and Life Insurance for Companies
We are committed to caring for your company’s most valuable resources, by covering your employees under a single policy.
Our group life and personal accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for people belonging to companies, schools, associations, and other organizations:
- Corporate plans: daily operations
- Tourism plans: nature, cultural
- Student plans: schools and universities
- Corporate events: company parties, team‑building workshops
- Recreational events: sports, swimming, cycling, trail, open water
- And more
Summary of Benefits:
- Coverage 24/7/365, in Costa Rica and abroad
- Easy process—no medical exams required
- Option to insure dependents
- Option of issuing the contract in dollars or colones
- And more
To request a quote,
Product code: P16‑33‑A06‑219/P16‑33‑A06‑293
Ensure the continuity of your business.
Covering the lives of your business partners and key individuals is an essential part of sound financial planning. Protect your company from the financial imbalance that would be caused by the absence of these individuals.
Summary of Benefits:
- Ensures your business’ continuity and integrity
- Does not affect working capital
- Secures liquidity
- Flexibility and profitability
- And more
Think about everyone who depends on you today. Your business life insurance is here for you.
To ask to speak to an advisor, click here.
Product code: P14‑50‑A06‑992
MINIMED
MINIMED
MINIMED protects your workforce with health and life insurance for groups of five to 10 employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
Main Features:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Hospitalization and intensive care coverage
- Laboratory tests and x‑rays
- Physician, surgeon, and anesthesiologist fees
- Outpatient doctor visits
- Maternity
- Medication
- Reimbursement of medical expenses
- Optional dental coverage for preventive and restorative treatment
- Psychological assistance services
- Preventive medicine
- And more
To request a quote,
Product Code: P16‑35‑A06‑215/ P16‑35‑A06‑216 / P16‑35‑A06‑204/ P16‑35‑A06‑212
FLEXIMED
FLEXIMED
Your company can move forward and provide valuable benefits to your employees, with effective solutions and coverage to support them and their families. FLEXIMED allows your company to design a customized life and health insurance plan. It is focused on groups of 11 to 75 primary insureds.
Main Features:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Outpatient doctor visits
- Medical assistance: primary care, specialists, psychology, and more
- Plans with or without maternity coverage
- Medication
- Optional preventive dental coverage
- Preventive medicine
- And more
To request a quote,
Product Code: P16‑35‑A06‑215/P16‑35‑A06‑216
MINIMED
MINIMED
FLEXIMED
FLEXIMED
MINIMED protects your workforce with health and life insurance for groups of five to 10 employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
Main Features:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Hospitalization and intensive care coverage
- Laboratory tests and x‑rays
- Physician, surgeon, and anesthesiologist fees
- Outpatient doctor visits
- Maternity
- Medication
- Reimbursement of medical expenses
- Optional dental coverage for preventive and restorative treatment
- Psychological assistance services
- Preventive medicine
- And more
To request a quote,
Product Code: P16‑35‑A06‑215/ P16‑35‑A06‑216 / P16‑35‑A06‑204/ P16‑35‑A06‑212
Protect your company’s most valuable asset with our Group Life solution. As your strategic partner, we help you offer your team comprehensive life insurance protection tailored to their needs. With our solution, your employees can ensure their loved ones are always protected against any eventuality.
They’ll also enjoy numerous benefits with assistance services, customizable for every individual need:
- Physical health and emotional well‑being support
- Emotional support from experts
- Financial guidance and management
- Telemedicine and health specialists
- Support during difficult times
- And more
To request a quote, click here.
For companies operating in several countries, we offer a complete benefits package that meets each country’s needs.
Our unique geographical presence, combined with our specialized experience designing accident, life, health, and retirement plans for multinational companies, has made us the partner of choice for companies like yours seeking to offer their employees high‑quality benefits and first‑class services.
To request a quote,
*NOTE: Information and pricing subject to change for product renewals
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Member Portal
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Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
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