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Health insurance solutions that fit your needs
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Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
PANAMEDIC
International Major Medical
PANAMEDIC
PANAMEDIC
International Major Medical
International Major Medical
PANAMEDIC Diamante Plus
PANAMEDIC Diamante Plus
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC’s Diamante Plus has a renewable annual limit of USD 1,000,000 and includes basic life insurance up to USD 30,000.
With PANAMEDIC Diamante Plus, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students
Summary of Benefits:
- Maternity
- Care for healthy newborns
- Outpatient surgery with special co‑payments
- Preventive checkups
- And more
Coverage: international
Think about all the people who depend on you today. Your PANAMEDIC Diamante Plus insurance is here to take care of you and everyone you love.
To request a quote,
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Diamante
PANAMEDIC Diamante
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC Diamante has a renewable annual limit of USD 500,000 and includes basic life insurance up to USD 25,000.
With PANAMEDIC Diamante, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students.
Summary of Benefits:
- Maternity
- Care for healthy newborns
- Outpatient surgery with special co‑payments
- Preventive checkups
- And more
Coverage: international
Think about all the people who depend on you today. Your PANAMEDIC Diamante insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Oro
PANAMEDIC Oro
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC Oro has a renewable annual limit of USD 350,000 and includes basic life insurance up to USD 20,000.
With PANAMEDIC Oro, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students
Summary of Benefits:
- Maternity
- Care for healthy newborns
- Outpatient surgery with special co‑payments
- Preventive checkups
- And more
Coverage: Central America
Think about all the people who depend on you today. Your PANAMEDIC Oro insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Plata
PANAMEDIC Plata
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC Plata has a renewable annual limit of USD 150,000 and includes basic life insurance up to USD 10,000.
With PANAMEDIC Plata, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students
Summary of Benefits:
- Maternity
- Care for healthy newborns
- Outpatient surgery with special co‑payments
- Preventive checkups
- And more
Coverage: Central America
Think about all the people who depend on you today. Your PANAMEDIC Plata insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Selecto
PANAMEDIC Selecto
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC Selecto has a renewable annual limit of USD 35,000 and includes basic life insurance up to USD 10,000.
With PANAMEDIC Selecto, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students
Summary of Benefits:
- Hospitalization
- Prescription drugs
- Gynecological checkup (pap test and mammogram)
- PSA test
- And more
Coverage: Local—only in Costa Rica
Think about all the people who depend on you today. Your PANAMEDIC Selecto insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Diamante Plus
PANAMEDIC Diamante Plus
PANAMEDIC Diamante
PANAMEDIC Diamante
PANAMEDIC Oro
PANAMEDIC Oro
PANAMEDIC Plata
PANAMEDIC Plata
PANAMEDIC Selecto
PANAMEDIC Selecto
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more. PANAMEDIC’s Diamante Plus has a renewable annual limit of USD 1,000,000 and includes basic life insurance up to USD 30,000.
With PANAMEDIC Diamante Plus, you have access to an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Main Features:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit establishing termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate showing that they are full‑time students
Summary of Benefits:
- Maternity
- Care for healthy newborns
- Outpatient surgery with special co‑payments
- Preventive checkups
- And more
Coverage: international
Think about all the people who depend on you today. Your PANAMEDIC Diamante Plus insurance is here to take care of you and everyone you love.
To request a quote,
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
For more demanding lifestyles, we have an international Health Insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
Pan‑American WorldAccess
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This comprehensive major medical coverage is made for the lifestyle of those who demand the best.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Enjoy exclusive benefits that fit your lifestyle.
Summary of Benefits:
- Face value starting at USD 5,000,000 per policy year
- Hospitalization and outpatient treatment
- No deductible for accidents
- Organ transplant
- Maternity up to USD 10,000
- Preventive checkups
- Protection in high‑risk sports or hobbies
- No deductible for travel coverage (Plans I, II, III)
- 50% reduction of deductible (Plans I, II, III)
- Benefits in dollars
- And more
Think about all the people who depend on you today. Your WorldAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P16‑35‑A06‑291
Pan‑American PreferredAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess offers world‑class benefits and a range of premium options so you can choose the protection you deserve with the latest medical technology.
We offer global coverage with access to the best hospitals, physicians, and healthcare around the world, including the United States, through our exclusive preferred provider network.
Enjoy exclusive benefits that fit your lifestyle.
Summary of Benefits:
- Face value of USD 3,000,000 per policy year
- Hospitalization and outpatient treatment
- No deductible for accidents
- Organ transplant
- Maternity up to USD 4,500
- Preventive checkups
- Protection in high‑risk sports or hobbies
- No deductible for travel coverage (Plans I, II, III)
- 50% reduction of deductible (Plans I, II, III)
- Benefits in dollars
- And more
Think about all the people who depend on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P16‑35‑A06‑292
Pan‑American HealthAccess
Pan‑American HealthAccess
We understand that your health and the health of your loved ones deserve unique treatment, customized to your needs. These are the principles behind our Essential medical provider network, the hospital network that allows Pan‑American HealthAccess insureds to access medical treatment in the United States whenever they need it.
Enjoy exclusive benefits that fit your lifestyle.
Summary of Benefits:
- Face value of USD 1,000,000 per policy year
- Hospitalization and outpatient treatment
- No deductible for accidents
- Organ transplant
- Preventive checkups
- Protection in high‑risk sports or hobbies
- No deductible for travel coverage (Plans I, II, III)
- 50% reduction of deductible (Plans I, II, III)
- Benefits in dollars
- And more
Think about all the people who depend on you today. Your Pan‑American HealthAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑ A06‑796
Pan‑American HealthAccess Plus
Pan‑American HealthAccess Plus
We understand that your health and the health of your loved ones deserve unique treatment, customized to your needs. These are the principles behind our Essential medical provider network, the hospital network that allows Pan‑American HealthAccess Plus insureds to access medical treatment in the United States whenever they need it.
Enjoy exclusive benefits that fit your lifestyle.
Summary of Benefits:
- Face value of USD 1,000,000 per policy year
- Hospitalization and outpatient treatment
- Maternity up to USD 4,000
- No deductible for accidents
- Organ transplant
- Preventive checkups
- Protection in high‑risk sports or hobbies
- No deductible for travel coverage (Plans I, II, III)
- 50% reduction of deductible (Plans I, II, III)
- Benefits in dollars
- And more
Think about all the people who depend on you today. Your Pan‑American HealthAccess Plus insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P20‑64‑ A06‑796
Pan‑American WorldAccess
Pan‑American WorldAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess
Pan‑American HealthAccess
Pan‑American HealthAccess
Pan‑American HealthAccess Plus
Pan‑American HealthAccess Plus
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This comprehensive major medical coverage is made for the lifestyle of those who demand the best.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Enjoy exclusive benefits that fit your lifestyle.
Summary of Benefits:
- Face value starting at USD 5,000,000 per policy year
- Hospitalization and outpatient treatment
- No deductible for accidents
- Organ transplant
- Maternity up to USD 10,000
- Preventive checkups
- Protection in high‑risk sports or hobbies
- No deductible for travel coverage (Plans I, II, III)
- 50% reduction of deductible (Plans I, II, III)
- Benefits in dollars
- And more
Think about all the people who depend on you today. Your WorldAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
Product code: P16‑35‑A06‑291
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
IMM Direct
Visit IMM Direct for International Major Medical policy and application submissions and status quoting tools, client claims and commission payment schedules and status.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
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