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Health Insurance
Health insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
PANAMEDIC
International Major Medical
PANAMEDIC
International Major Medical
PANAMEDIC Diamante Plus
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more, in Costa Rica and worldwide.
PANAMEDIC Diamante Plus has a renewable annual limit of USD 1,000,000 and includes basic life insurance up to USD 30,000.
As a PANAMEDIC insured, you have access to the PALIGMED network, which offers you an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit for termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate of full‑time study.
Think about everyone that depends on you today. Your PANAMEDIC Diamante Plus insurance is here to take care of you and everyone you love.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC
This individual health insurance plan offers you coverage for medical expenses in Costa Rica, Central America, and Colombia, depending on which insurance plan you choose.
PANAMEDIC has extensive coverage and life insurance to support you, with these plans:
- Gold: renewable annual limit of USD 350,000 and basic life insurance of USD 20,000
- Silver: renewable annual limit of USD 150,000 and basic life insurance of USD 10,000
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit for termination of coverage
- Access to quality medical information
Think about everyone that depends on you today. Your PANAMEDIC insurance is here to take care of you and everyone you love.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
PANAMEDIC Diamante Plus
PANAMEDIC
This individual health insurance plan offers you coverage for medical expenses, hospitalization, medications, and more, in Costa Rica and worldwide.
PANAMEDIC Diamante Plus has a renewable annual limit of USD 1,000,000 and includes basic life insurance up to USD 30,000.
As a PANAMEDIC insured, you have access to the PALIGMED network, which offers you an extensive network of medical providers with the highest standards of service. It includes primary and specialized healthcare, diagnostic centers (laboratories and imaging), pharmacies, and hospitals and clinics, at affordable rates to help you save.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- No age limit for termination of coverage
- If you have dependent children between the ages of 19 and 24, they will be eligible for the plan if they submit a certificate of full‑time study.
Think about everyone that depends on you today. Your PANAMEDIC Diamante Plus insurance is here to take care of you and everyone you love.
Product code: P20‑64‑A06‑627/ P16‑35‑A06‑289
For more demanding lifestyles, we have an international health insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 7,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
Product code: P16‑35‑A06‑291
Pan‑American Preferential Access
Pan‑American Preferential Access offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to the best hospitals in the United States and the world
- Face value of USD 3,000,000 per policy year
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 4,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American Preferential Access insurance is here to take care of you and everyone you love.
Product code: P16‑35‑A06‑292
Pan‑American HealthAccess
We understand that your health and the health of your loved ones deserve unique treatment, customized to your own needs.
These are the principles behind our provider network, the hospital network that allows HealthAccess insureds to access medical treatment in the United States, whenever they need it.
Summary of Benefits:
- Face value of USD 1,000,000 per policy year
- Benefits in dollars
- No deductible for accidents
- And other exclusive benefits
Think about everyone, that depends on you today. Your Pan‑American HealthAccess insurance is here to take care of you and everyone you love.
Product code: P16‑35‑A06‑292
Pan‑American WorldAccess
Pan‑American Preferential Access
Pan‑American HealthAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 7,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
Product code: P16‑35‑A06‑291
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
IMM Direct
Visit IMM Direct for International Major Medical policy and application submissions and status quoting tools, client claims and commission payment schedules and status.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
