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Insurance Solutions for Employers

Trusted for over 110 years to provide insurance solutions for your business

Let us take care of a competitive benefits package that fits your business needs.

Employer Plans

Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, health, and personal accident insurance for your company’s employees. With more than 110 years in the market, and as the number one company in group health insurance * in Panama, we offer plans and coverage that meet your employees’ needs and your budget.
*Information from Superintendencia de Seguros y Reaseguros de Panamá
Explore our Solutions
Employer Plans for SMEs
Life Insurance Solutions
Personal Accident Plans
Multinationals

Employer Plans for SMEs

Life Insurance Solutions

Personal Accident Plans

Multinationals

Protect the well‑being and boost the productivity of your business's capital with insurance that fits your needs.

SME Life & Health

SME Life & Health protects your workforce with medical and life insurance for groups of four to 25 permanent, full‑time employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
  • Age of eligibility: primary insureds from age 18 to age 64
  • Age of coverage termination: age 75
Summary of Benefits:
  • Reimbursement of medical expenses
  • Medication
  • Optional dental coverage for preventive and restorative treatment
  • Psychological assistance services
Our structured plans with international and/or local coverage offer a wide range of options to meet your company’s financial and protection needs.
To request a quote, click here.

PYMEFLEX

Under this flexible plan with local and regional coverage, you can select your group life and health insurance designed for medium‑sized companies with 25 to 75 permanent, full‑time employees.
  • Age of eligibility: Primary insureds from age 18 to age 64
  • Age of coverage termination: age 75
Our flexible customized plans with international and/or local coverage allow you to choose from various combinations of benefits, based on your company’s needs.
Your company can move forward and provide valuable benefits to your employees, with effective solutions and coverage to support them and their families. This plan allows your company to design a customized life and medical insurance plan.
Summary of Benefits:
  • Outpatient doctor visits
  • Medical assistance: primary care, specialists, psychology, and more
  • Plans with or without maternity coverage
  • Medication
  • Optional preventive dental coverage
  • Preventive medicine
  • And more
To request a quote, click here.

FLEXIMEDIC

Group life and health insurance designed for medium and large companies. As specialists in employee benefit plans, we accompany you in the design of plans that adapt to your organizational structure and your business nature, which not only allow you to meet the protection needs of your employees, but also allow you to maintain your competitiveness to attract and retain the best talent.
  • Age of eligibility: holders from 18 to 59 years 11 months of age
  • Age of termination: 70 years
Summary of Benefits:
  • Hospitalization coverage for the primary insured and their dependents
  • Outpatient treatment for the primary insured and their dependents
  • Maternity
  • Dental coverage including Emergencies and Prevention
  • Psychological assistance services
  • Home care services
  • Preventive medicine
  • Home health care service
  • Ambulance service
  • Preventive care
To request a quote, click here.

SME Life & Health

PYMEFLEX

FLEXIMEDIC

SME Life & Health protects your workforce with medical and life insurance for groups of four to 25 permanent, full‑time employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
  • Age of eligibility: primary insureds from age 18 to age 64
  • Age of coverage termination: age 75
Summary of Benefits:
  • Reimbursement of medical expenses
  • Medication
  • Optional dental coverage for preventive and restorative treatment
  • Psychological assistance services
Our structured plans with international and/or local coverage offer a wide range of options to meet your company’s financial and protection needs.
To request a quote, click here.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.

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