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Personal Accident Insurance
Personal accident solutions that fit your needs
Let us help you protect yourself and your loved ones today
What is Personal Accident Insurance?
Let us take care of you and your family with our individual personal accident insurance. If a sudden accident or illness causes unexpected injury, our insurance solutions can help you protect your finances and you from the high costs of an emergency.
Explore our solutions
Personal Accident Plans
Personal Accident Plans
Critical Illness
A critical illness can seriously impact your physical, emotional, and financial health. Our Critical Illness insurance provides the face value as a single benefit, when you are diagnosed for the first time with a critical illness covered by the policy.
It provides financial support that can help you and your family better cope with the financial impact of a critical illness. We have several plans available, with face values from USD 10,000 to USD 250,000.
- Eligibility: ages 18 to 59
- Coverage up to age 65
Think about everyone that depends on you today. Your Critical Illness insurance is here to take care of you and everyone you love.
Vida Protegida Plus
A Personal Accident Insurance solution with worldwide coverage that provides financial support to help cover the expenses that an accident or cancer diagnosis can cause.
Vida Protegida Plus has comprehensive coverage designed to provide greater peace of mind in unexpected situations, we have options available for individual and families with insured sums from US $25,000 to US $50,000 for ages 18 to 64 and from US $100,000 to US $250,000 for ages 18 to 59.
Features:
- Ages 18 to 64 for the primary insured
- Dependents: ages 1 to 18, with renewal of coverage up to age 25
- Policy term: up to age 70
- No medical exams required
Summary of Benefits:
- Accidental death benefit
- Benefit for dismemberment due to an accident
- Total and permanent disability due to an accident
- Reimbursement of medical expenses resulting from an accident, with no deductible
- Funeral expenses resulting from an accident
- Cancer diagnosis benefit
- Dental plan—full emergency with no co‑pay or deductible
- Phone support and ambulance
- Intentional and Culpable Homicide
- Includes occupation classes I, II, III
- And other benefits
Think about everything, and everyone, that depends on you today. Your Vida Protegida Plus insurance is here for you, at prices starting at USD 12.
VIP Executive
VIP Executive is a personal accident insurance designed to provide peace of mind and well‑being for business executives, with comprehensive, worldwide coverage all year long.
VIP Executive has plans available with face values from USD 250,000 to USD 1,000,000.
- Eligibility: ages 18 to 69
- Policy term up to age 70
- No medical exams required
Summary of Benefits:
- Coverage for all forms of private and commercial transportation while traveling as a passenger (excluding airplane and helicopter travel)
- Accidental death benefit
- Benefit for accidental loss of limbs
- Benefit for total and permanent disability due to an accident
- And other benefits
Think about everyone that depends on you today. Your VIP Executive insurance is here for you, at prices starting at USD 26.25.
Critical Illness
Vida Protegida Plus
VIP Executive
A critical illness can seriously impact your physical, emotional, and financial health. Our Critical Illness insurance provides the face value as a single benefit, when you are diagnosed for the first time with a critical illness covered by the policy.
It provides financial support that can help you and your family better cope with the financial impact of a critical illness. We have several plans available, with face values from USD 10,000 to USD 250,000.
- Eligibility: ages 18 to 59
- Coverage up to age 65
Think about everyone that depends on you today. Your Critical Illness insurance is here to take care of you and everyone you love.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
