Get worldwide accident coverage, financial protection, and assistance services for your well‑being.

Getty Images

Vida Protegida Integral

Protection That’s with You 24/7

Get worldwide accident coverage, financial protection, and assistance services for your well‑being.

Getty Images

Personal Accident Insurance

Everyday Protection You Can Count On

Get reliable coverage designed to help you manage life’s unexpected moments.

What is Personal Accident Insurance?

Let us take care of you and your family with our individual personal accident insurance. If a sudden accident or illness causes unexpected injury, our insurance solutions can help you protect your finances and you from the high costs of an emergency.

Explore our solutions

Personal Accident Plans

Vida Protegida Integral

Protect yourself and your family against the unexpected with Vida Protegida Integral. This personal accident insurance combines financial protection for covered incidents with health, prevention, and wellness assistance services designed to support your everyday well‑being.

You can obtain this protection if you are between 18 and 64 years old. Health, prevention, and wellness assistance services are available for individuals ages 18 to 59.

Choose between an individual or family plan. Under the family plan, you can include the primary insured, their spouse, and children, with no increase in premium based on the number of children covered.

Enjoy worldwide coverage, 24 hours a day, 365 days a year, with no medical examinations required. Coverage amount options for core benefits range from US$25,000 to US$250,000, allowing you to choose the level of protection that best fits your needs and budget.

Summary of Benefits

Designed to help protect your financial stability when covered events occur:

Accidental death benefit
Accidental dismemberment benefit
Total and permanent disability due to an accident
Reimbursement of accident‑related medical expenses
Benefit for a positive cancer diagnosis

Health, Prevention, and Wellness Assistance.

Access convenient health services, including telemedicine, telephone medical guidance, medical consultations, emergency ground ambulance service, laboratory and preventive screenings, and vision care assistance.
Extend support to your household through funeral assistance for any cause, pet assistance services, and special discounts available through the provider network.
Promote your physical and emotional well‑being with a comprehensive emergency dental plan, psychological counseling, and virtual psychological consultations.

Get personalized guidance and discover the plan that best fits your needs and budget.

To request a quote, click here.

Critical Illness

A critical illness can seriously impact your physical, emotional, and financial health. Our Critical Illness insurance provides the face value as a single benefit, when you are diagnosed for the first time with a critical illness covered by the policy.

It provides financial support that can help you and your family better cope with the financial impact of a critical illness. We have several plans available, with face values from USD 10,000 to USD 250,000.

Eligibility: ages 18 to 59
Coverage up to age 65

Think about everyone that depends on you today. Your Critical Illness insurance is here to take care of you and everyone you love.

To request a quote, click here.

VIP Executive

VIP Executive is a personal accident insurance designed to provide peace of mind and well‑being for business executives, with comprehensive, worldwide coverage all year long. VIP Executive has plans available with face values from USD 250,000 to USD 1,000,000.

Eligibility: ages 18 to 69
Policy term up to age 70
No medical exams required

Summary of Benefits:

Accidental death benefit
Benefit for accidental loss of limbs
Benefit for total and permanent disability due to an accident
And other benefits

Think about everyone that depends on you today. Your VIP Executive insurance is here for you, at prices starting at USD 26.25. To request a quote, click here.

Vida Protegida Plus

A personal accident insurance solution with worldwide coverage that provides financial support to help cover the expenses that an accident or cancer diagnosis can cause.

Vida Protegida Plus has comprehensive coverage designed to provide greater peace of mind in unexpected situations, we have options available for individual and families with insured sums from USD 25,000 to USD 50,000 for ages 18 to 64 and from USD 100,000 to USD 250,000 for ages 18 to 59.

Main Features:

Ages 18 to 64 for the primary insured
Dependents: ages 1 to 18, with renewal of coverage up to age 25
Policy term: up to age 70
No medical exams required

Summary of Benefits:

Accidental death benefit
Benefit for dismemberment due to an accident
Total and permanent disability due to an accident
Reimbursement of medical expenses resulting from an accident, with no deductible
Funeral expenses resulting from an accident
Cancer diagnosis benefit
Dental plan—full emergency with no co‑pay or deductible
Phone support and ambulance
Intentional and culpable homicide
Includes occupation classes I, II, III
And other benefits

Think about everything, and everyone, that depends on you today. Your Vida Protegida Plus insurance is here for you, at prices starting at USD 12.

To request a quote, click here.

Vida Protegida Integral

Critical Illness

VIP Executive

Vida Protegida Plus

You can obtain this protection if you are between 18 and 64 years old. Health, prevention, and wellness assistance services are available for individuals ages 18 to 59.

Summary of Benefits

Designed to help protect your financial stability when covered events occur:

Accidental death benefit
Accidental dismemberment benefit
Total and permanent disability due to an accident
Reimbursement of accident‑related medical expenses
Benefit for a positive cancer diagnosis

Health, Prevention, and Wellness Assistance.

Access convenient health services, including telemedicine, telephone medical guidance, medical consultations, emergency ground ambulance service, laboratory and preventive screenings, and vision care assistance.
Extend support to your household through funeral assistance for any cause, pet assistance services, and special discounts available through the provider network.
Promote your physical and emotional well‑being with a comprehensive emergency dental plan, psychological counseling, and virtual psychological consultations.

Get personalized guidance and discover the plan that best fits your needs and budget.

To request a quote, click here.

This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.