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Life Insurance
Life Insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Life Insurance
Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life
Term Life
Universal Life
Term Life
If you need permanent life insurance, but prefer flexible premiums, Universal Life Insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best-in-class solution, with excellent cash accumulation value, will be with you for a lifetime. Learn more by contacting us today.
LifeAccess
LifeAccess is a Universal Life insurance policy designed to give you peace of mind by protecting your family’s financial well-being, while ensuring a long-term savings fund with a guaranteed interest rate of 3 percent, flexible premiums, and the ability to choose the duration of the policy.
- Face value: from USD 50,000 up to USD 10,000,000
- Eligibility: ages 18 to 75
Pan-American LifeAccess offers you a variety of benefits:
- Flexible premiums that fit your budget
- Family financial planning
- Support for financial commitments
- Savings to supplement your retirement
- Ensuring the continuity of your business
Additional Benefit Agreements:
- Waiver of monthly deduction in case of disability
- Accidental death and dismemberment
- Dependent children
- Additional insurance
- Additional insureds
- Terminal illness
Think about everyone that depends on you today. Your LifeAccess insurance is here to take care of you and everyone you love.
LifePlus+
LifePlus+ is a Universal Life insurance policy designed to meet your current and future needs for individual and family protection, through long-term cash savings at a guaranteed rate of 3 percent.
- Face value: from USD 100,000 up to USD 10,000,000
- Eligibility: ages 18 to 75
LifePlus+ offers you a variety of benefits:
- Family financial planning
- Support for financial commitments
- Savings to supplement your retirement
- Ensuring the continuity of your business
Additional Benefit Agreements:
- Dependent children
- Additional insurance
- Additional insureds
- Terminal illness
Think about everyone that depends on you today. Your LifePlus+ insurance is here to take care of you and everyone you love.
FlexiLife 5
FlexiLife 5 is a Universal Life insurance plan designed to meet your needs for personal, family, or business protection, with affordable premiums that fit your budget. This policy provides the opportunity to build a savings fund for your future goals, with a guaranteed interest rate of 4.5 percent.
- Face value: from USD 25,000 up to USD 85,000
- Eligibility: ages 0 to 75
Additional Benefit Agreements:
- Waiver of monthly deduction in case of disability
- Accidental death and dismemberment
- Dependent children
- Additional insurance
- Additional insureds
- Terminal illness
Think about everyone that depends on you today. Your FlexiLife 5 insurance is here to take care of you and everyone you love.
LifeAccess
LifePlus+
FlexiLife 5
LifeAccess is a Universal Life insurance policy designed to give you peace of mind by protecting your family’s financial well-being, while ensuring a long-term savings fund with a guaranteed interest rate of 3 percent, flexible premiums, and the ability to choose the duration of the policy.
- Face value: from USD 50,000 up to USD 10,000,000
- Eligibility: ages 18 to 75
Pan-American LifeAccess offers you a variety of benefits:
- Flexible premiums that fit your budget
- Family financial planning
- Support for financial commitments
- Savings to supplement your retirement
- Ensuring the continuity of your business
Additional Benefit Agreements:
- Waiver of monthly deduction in case of disability
- Accidental death and dismemberment
- Dependent children
- Additional insurance
- Additional insureds
- Terminal illness
Think about everyone that depends on you today. Your LifeAccess insurance is here to take care of you and everyone you love.
Term Life Insurance is a reliable, cost-effective life insurance policy set to protect you for a fixed period. This simple, affordable solution provides peace of mind to loved ones and is designed to fit any budget. With a variety of terms to choose from, learn more today to find protection for you.
ProtectLIFE
ProtectLIFE is an individual life insurance plan that provides family and financial protection with a face value starting at USD 100,000, for a pre-determined term of 20 years, 30 years, or until age 85, with a guaranteed level premium throughout the term of the policy.
- Face value: from USD 100,000 up to USD 10,000,000
- Eligibility: ages 18 to 65
ProtectLIFE is ideal for:
- Ensuring the well-being of your family and assets
- Support for your financial obligations with a specific term
- Peace of mind against the unexpected, with affordable premiums
Additional Benefit Agreement:
- Waiver of premium in case of disability
- Advance payment for death due to terminal illness
Think about everyone that depends on you today. Your ProtectLIFE insurance is here to take care of you and everyone you love.
ProtectLIFE
ProtectLIFE is an individual life insurance plan that provides family and financial protection with a face value starting at USD 100,000, for a pre-determined term of 20 years, 30 years, or until age 85, with a guaranteed level premium throughout the term of the policy.
- Face value: from USD 100,000 up to USD 10,000,000
- Eligibility: ages 18 to 65
ProtectLIFE is ideal for:
- Ensuring the well-being of your family and assets
- Support for your financial obligations with a specific term
- Peace of mind against the unexpected, with affordable premiums
Additional Benefit Agreement:
- Waiver of premium in case of disability
- Advance payment for death due to terminal illness
Think about everyone that depends on you today. Your ProtectLIFE insurance is here to take care of you and everyone you love.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
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Member Portal
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Additional Resources
Resource Center
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PALIG Plus
A discount program offering attractive benefits at numerous participating businesses to help you save on your healthcare.
