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Insurance Solutions for Employers
Trusted for over 110 years to provide insurance solutions for your business
Let us take care of a competitive benefits package that fits your business needs.
Employer Plans
Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, medical and personal accident insurance for your company’s employees. You will receive the support of a company that has been in the market for more than 66 years and is a leader in the insurance industry in Guatemala. We offer plans that fit your budget, with coverage that meets the needs of your employees and your business.
Explore our Solutions
Employer Plans
Multinationals
Employer Plans
Multinationals
Group Insurance
We offer group life, health, and dental plans that are tailored to our customers’ needs. Under the group insurance plan, we prepare customized plans and design coverage as required by each client.
All our insurance plans have access to:
- Multinational solutions (Latin America and the Caribbean)
- Wellness programs
Regional presence in Central America and the Caribbean
- Leaders in each market, with extensive experience in best practices and global trends
- Strong presence in policies issued to multinational companies and trans-Latin American companies
- Own operations in Central America: Guatemala, El Salvador, Honduras, Costa Rica, and Panama
- Out-of-area operations: Colombia, Ecuador, Mexico, and the Caribbean
- Strategic partners: Nicaragua and the Dominican Republic
Group Personal Accident Insurance
We are committed to caring for your company’s most valuable resources, by covering under a single contract the people who work with you or share a common interest.
Our Group Life and Personal Accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for people belonging to companies, schools, associations, and other organizations:
- Corporate plans: daily operations
- Tourism plans: nature, cultural
- Student plans: schools and universities
- Corporate events: company parties, team-building workshops
- Recreational events: sports, swimming, cycling, trail, open water
- Carriers
- Construction
- And more
Summary of Benefits:
- Coverage 24/7/365, in Guatemala and abroad
- Easy process—no medical exams required
- Option to insure dependents
- Option of issuing the contract in dollars or quetzales
- Customized to fit the needs of each type of business
- And more
MiniMed
MiniMed protects your workforce with medical and life insurance for groups of 3 to 50 employees.
This insurance, intended for small and medium-sized businesses, will provide coverage for the different categories of employees in your business.
Main Coverage:
- Hospitalization and intensive care
- Physician, surgeon, and anesthesiologist fees
- Laboratory tests and x-rays
- Medication
- Outpatient doctor visits and therapies
- Organ transplant
- Open heart surgery
Summary of Benefits:
- Life insurance: Face values from USD 10,000 to USD 50,000
- Extensive medical provider network
- Hospitalization
- Outpatient services
- Reimbursement of medical expenses
- And more
Plans cover up to age 75, with the following options available:
- Worldwide option—GTQ 3,000,000
- Option in Central America—GTQ 2,000,000
- Local in Central America without maternity—GTQ 900,000
- Fleximed option for groups of more than 20 employees
Fleximed
With our Fleximed coverage, you protect the driving force behind your business: your team members.
Our solution has been designed for any company seeking to offer its employees medical insurance with options for life insurance, dental insurance, among others.
Our extensive, flexible package meets the needs of companies with 20 to 50 employees, regardless of their size or industry.
Learn more about some of its benefits:
- Life insurance from GTQ 50,000 to GTQ 300,000
- Medical (Annual Renewable Limit or Lifetime Maximum)
- Worldwide or Central America coverage (including Belize, Panama, and Colombia)
- Maternity and dental plan options
- Optional preventive check-ups
- Funeral assistance
- And more
FLEXIMED also has a complete medical provider network that provides:
- Comprehensive service at more than 2,500 providers (doctor visits, laboratory tests, medications, and special procedures).
- Telemedicine
- Access to direct payment by Fleximed to providers throughout the network
- And other benefits
Group Insurance
Group Personal Accident Insurance
MiniMed
Fleximed
We offer group life, health, and dental plans that are tailored to our customers’ needs. Under the group insurance plan, we prepare customized plans and design coverage as required by each client.
All our insurance plans have access to:
- Multinational solutions (Latin America and the Caribbean)
- Wellness programs
Regional presence in Central America and the Caribbean
- Leaders in each market, with extensive experience in best practices and global trends
- Strong presence in policies issued to multinational companies and trans-Latin American companies
- Own operations in Central America: Guatemala, El Salvador, Honduras, Costa Rica, and Panama
- Out-of-area operations: Colombia, Ecuador, Mexico, and the Caribbean
- Strategic partners: Nicaragua and the Dominican Republic
For companies operating in several countries, we offer a complete benefits package that meets each country’s needs.
Our unique geographical presence, combined with our specialized experience designing accident, life, health, and retirement plans for multinational companies, has made us the partner of choice for companies like yours seeking to offer their employees high-quality benefits and first-class services.
*NOTE: Information and pricing subject to change for product renewals
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
