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Insurance Solutions for Employers
Trusted for over 110 years to provide insurance solutions for your business
Let us take care of a competitive benefits package that fits your business needs.
Employer Plans
Retain and motivate your top talent and increase their wellbeing and protection with access to the best care with group life, medical and personal accident insurance for your company’s employees. You will receive the support of a company that has been in the market for more than 65 years and is a leader in the insurance industry in Guatemala. We offer plans that fit your budget, with coverage that meets the needs of your employees and your business.
Explore our Solutions
Personal Accident Plans
Employer Plans for SMEs
Employer Plans
Business Life Insurance
Multinationals
Personal Accident Plans
Personal Accident Plans
Employer Plans for SMEs
Employer Plans for SMEs
Employer Plans
Employer Plans
Business Life Insurance
Business Life Insurance
Multinationals
Multinationals
Group Personal Accident Insurance
Group Personal Accident Insurance
We are committed to caring for your company’s most valuable resources, by covering under a single contract the people who work with you or share a common interest.
Our group personal accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for employees, schools, associations, and other groups.
Types of segments covered:
- Corporate groups
- Travel agencies
- Schools and universities
- Short‑term events
- Carriers
- Construction
To request a quote,
Group Personal Accident Insurance
Group Personal Accident Insurance
We are committed to caring for your company’s most valuable resources, by covering under a single contract the people who work with you or share a common interest.
Our group personal accident insurance allows you to prevent and protect against any situation, with a variety of plans offering broad protection for employees, schools, associations, and other groups.
Types of segments covered:
- Corporate groups
- Travel agencies
- Schools and universities
- Short‑term events
- Carriers
- Construction
To request a quote,
MINIMED
MINIMED
MINIMED protects your workforce with health and life insurance for groups of three to 75 employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
MINIMED includes plans with worldwide and Central American coverage.
Summary of Benefits:
- Life Insurance from GTQ 50,000 to GTQ 300,000
- Hospitalization and intensive care
- Physician, surgeon, and anesthesiologist fees
- Laboratory tests and X‑rays
- Medication
- Outpatient doctor visits and treatment
- Organ transplant
- Open heart surgery
- Funeral expenses
- Travel coverage
- Telemedicine
To request a quote,
FLEXIMED
FLEXIMED
With our FLEXIMED insurance, you protect the driving force behind your business: your team members.
Our coverage has been designed for companies seeking to offer their employees health insurance with options for life insurance plans, dental plans, and other assistance.
Our extensive, flexible package meets the needs of companies with 20 to 75 employees.
Summary of Benefits:
- Life insurance from GTQ 50,000 to GTQ 300,000
- Medical—renewable annual limit or with a lifetime maximum
- Worldwide or Central America coverage (including Belize, Panama, and Colombia)
- Options with or without maternity care or a dental plan
- Preventive checkups
- Funeral assistance
- Travel coverage
FLEXIMED also offers direct payment to providers in its comprehensive medical provider network, which includes:
- Comprehensive service with over 2,500 medical providers
- Telemedicine
- And other benefits
To request a quote,
MINIMED
MINIMED
FLEXIMED
FLEXIMED
MINIMED protects your workforce with health and life insurance for groups of three to 75 employees. With this insurance plan, intended for small and medium‑sized businesses, you’ll receive coverage for the various categories of employees in your business.
MINIMED includes plans with worldwide and Central American coverage.
Summary of Benefits:
- Life Insurance from GTQ 50,000 to GTQ 300,000
- Hospitalization and intensive care
- Physician, surgeon, and anesthesiologist fees
- Laboratory tests and X‑rays
- Medication
- Outpatient doctor visits and treatment
- Organ transplant
- Open heart surgery
- Funeral expenses
- Travel coverage
- Telemedicine
To request a quote,
Group Insurance
Group Insurance
We offer group life, health, and dental plans that are tailored to your needs. All our insurance plans have access to:
- Access to our medical provider network
- Wellness programs
- Regional presence in Central America and the Caribbean
- Leaders in each market, with extensive experience in best practices and global trends
- Our own operations in Central America: Guatemala, El Salvador, Honduras, Costa Rica, and Panama
- Other operations: Colombia, Ecuador, Mexico, and the Caribbean
- Strategic partners: Nicaragua and the Dominican Republic
To request a quote,
Group Insurance
Group Insurance
We offer group life, health, and dental plans that are tailored to your needs. All our insurance plans have access to:
- Access to our medical provider network
- Wellness programs
- Regional presence in Central America and the Caribbean
- Leaders in each market, with extensive experience in best practices and global trends
- Our own operations in Central America: Guatemala, El Salvador, Honduras, Costa Rica, and Panama
- Other operations: Colombia, Ecuador, Mexico, and the Caribbean
- Strategic partners: Nicaragua and the Dominican Republic
To request a quote,
Ensure the continuity of your business.
Covering the lives of your business’s partners and key individuals is an essential part of sound financial planning. Protect your company from the financial imbalance that would be caused by the absence of these individuals.
Summary of Benefits:
- Ensures your business continuity and integrity
- Does not affect working capital
- Secures liquidity
- Flexibility and excellent returns
- And more
Think about everyone who depends on you today. Our business life insurance solution is here for you.
To ask to speak to an advisor, click here.
For companies operating in several countries, we offer a complete benefits package that meets each country’s needs.
Our unique geographical presence, combined with our specialized experience designing accident, life, health, and retirement plans for multinational companies, has made us the partner of choice for companies like yours seeking to offer their employees high‑quality benefits and first‑class services.
To request a quote,
*NOTE: Information and pricing subject to change for product renewals
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
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