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Health Insurance
Health insurance solutions that fit your needs
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Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
PANAMEDIC
International Major Medical
PANAMEDIC
PANAMEDIC
International Major Medical
International Major Medical
This individual health insurance plan offers coverage at private health clinics where you will be treated immediately, with excellent service and the best medical team in the region.
We offer specific benefits and coverage for PANAMEDIC insureds, depending on the region.
You can choose from the following plans:
PANAMEDIC Plata Plus
PANAMEDIC Plata Plus
This individual health insurance plan provides maximum lifetime coverage of GTQ 7,500,000.
Summary of Benefits:
- Individual or family plans
- Children under age 25 who are unmarried and full‑time students are eligible
- Travel Assistance for the primary insured and spouse
Coverage: Worldwide
To request a quote, click here.
PANAMEDIC Bronce
PANAMEDIC Bronce
A PANAMEDIC individual health insurance plan that provides you with maximum lifetime coverage of GTQ 3,500,000.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- Children under age 25 who are unmarried and full‑time students are eligible
- And more
Coverage: Central America and Colombia
To request a quote, click here.
PANAMEDIC INTERNATIONAL III
PANAMEDIC INTERNATIONAL III
This individual and family health insurance plan provides maximum lifetime coverage of GTQ 2,000,000.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- Covers maternity and pregnancy complications outside of Central America and Colombia, with a maximum amount
- And more
Coverage: Worldwide
To request a quote, click here.
PANAMEDIC CENTRAL AMERICAN IV
PANAMEDIC CENTRAL AMERICAN IV
A PANAMEDIC individual and family health insurance plan that provides you with maximum lifetime coverage of GTQ 1,500,000.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- Reimbursement with our medical provider network in Central America and Colombia
- And more
Coverage: Central America and Colombia
To request a quote, click here.
PANAMEDIC CENTRAL AMERICAN V
PANAMEDIC CENTRAL AMERICAN V
Our PANAMEDIC individual and family health insurance plan provides maximum lifetime coverage of GTQ 1,000,000.
Summary of Benefits:
- Individual or family plans
- Policies can be taken out starting at age 18
- Covers maternity and pregnancy complications in Central America and Colombia
- And more
Coverage: Central America and Colombia
To request a quote, click here.
PANAMEDIC Plata Plus
PANAMEDIC Plata Plus
PANAMEDIC Bronce
PANAMEDIC Bronce
PANAMEDIC INTERNATIONAL III
PANAMEDIC INTERNATIONAL III
PANAMEDIC CENTRAL AMERICAN IV
PANAMEDIC CENTRAL AMERICAN IV
PANAMEDIC CENTRAL AMERICAN V
PANAMEDIC CENTRAL AMERICAN V
This individual health insurance plan provides maximum lifetime coverage of GTQ 7,500,000.
Summary of Benefits:
- Individual or family plans
- Children under age 25 who are unmarried and full‑time students are eligible
- Travel Assistance for the primary insured and spouse
Coverage: Worldwide
To request a quote, click here.
For more demanding lifestyles, we have an international Health Insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
HealthAccess
HealthAccess
This individual Health Insurance plan provides benefits in dollars and offers coverage at private health clinics where you will be treated immediately, with excellent service. Pan‑American HealthAccess provides a renewable annual limit of USD 2,000,000 and direct payment access to outpatient services in Guatemala.
We offer specific benefits and coverage for Pan‑American HealthAccess insureds, depending on the country.
Summary of Benefits:
- Face value of USD 2,000,000 per policy year
- Preventive tests for the primary insured and spouse for each calendar year
- No deductible for accidents
- Maternity up to USD 5,000 per event
- Travel assistance for the primary insured and spouse
- And other exclusive benefits
Coverage: Worldwide and with our medical provider network in the United States.
To request a quote, click here.
Pan‑American WorldAccess
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 7,000
- Travel assistance for the primary insured and spouse
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
Pan‑American PreferredAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to the best hospitals in the United States and around the world
- Face value of USD 3,000,000 per policy year
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 4,000
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.
To request a quote, click here.
HealthAccess
HealthAccess
Pan‑American WorldAccess
Pan‑American WorldAccess
Pan‑American PreferredAccess
Pan‑American PreferredAccess
This individual Health Insurance plan provides benefits in dollars and offers coverage at private health clinics where you will be treated immediately, with excellent service. Pan‑American HealthAccess provides a renewable annual limit of USD 2,000,000 and direct payment access to outpatient services in Guatemala.
We offer specific benefits and coverage for Pan‑American HealthAccess insureds, depending on the country.
Summary of Benefits:
- Face value of USD 2,000,000 per policy year
- Preventive tests for the primary insured and spouse for each calendar year
- No deductible for accidents
- Maternity up to USD 5,000 per event
- Travel assistance for the primary insured and spouse
- And other exclusive benefits
Coverage: Worldwide and with our medical provider network in the United States.
To request a quote, click here.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
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