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Health Insurance
Health insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
PANAMEDIC
International Major Medical
PANAMEDIC
International Major Medical
An individual health plan offering coverage at private health clinics where you will be treated immediately, with excellent service and the best medical team in the region.
Depending on the region, we offer specific benefits and coverage for PANAMEDIC insureds.
You can choose among the following plans:
PANAMEDIC Plata
An individual health plan that provides you with maximum lifetime coverage of GTQ 7,000,000.
Coverage: worldwide.
PANAMEDIC Bronce
A PANAMEDIC individual health plan that provides you with maximum lifetime coverage of GTQ 3,000,000.
Coverage: Central America and Colombia
PANAMEDIC III
A PANAMEDIC individual and family health plan that provides you with maximum lifetime coverage of GTQ 2,000,000.
Coverage: worldwide
PANAMEDIC IV
A PANAMEDIC individual and family health plan that provides you with maximum lifetime coverage of GTQ 1,500,000.
Coverage: Central America and Colombia
PANAMEDIC V
A PANAMEDIC individual and family health plan that provides you with maximum lifetime coverage of GTQ 1,000,000.
Coverage: Central America and Colombia
PANAMEDIC Plata
PANAMEDIC Bronce
PANAMEDIC III
PANAMEDIC IV
PANAMEDIC V
An individual health plan that provides you with maximum lifetime coverage of GTQ 7,000,000.
Coverage: worldwide.
For more demanding lifestyles, we have an international health insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
HealthAccess
An individual health plan with benefits in dollars, offering coverage at private health clinics where you will be treated immediately, with excellent service. HealthAccess provides a renewable annual limit of USD 2,000,000 and direct payment access to outpatient services in Guatemala.
Depending on the region we offer specific benefits and coverage for HealthAccess insureds.
Coverage: worldwide
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 10,000
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
Pan‑American PreferredAccess
Pan‑American PreferredAccess offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to the best hospitals in the United States and around the world
- Face value of USD 3,000,000 per policy year
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 4,500
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.
HealthAccess
Pan‑American WorldAccess
Pan‑American PreferredAccess
An individual health plan with benefits in dollars, offering coverage at private health clinics where you will be treated immediately, with excellent service. HealthAccess provides a renewable annual limit of USD 2,000,000 and direct payment access to outpatient services in Guatemala.
Depending on the region we offer specific benefits and coverage for HealthAccess insureds.
Coverage: worldwide
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
