Español
Ecuador
PALIG
Life Insurance
Life Insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Life Insurance
Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life
Term Life
Universal Life
Term Life
If you need permanent life insurance, but prefer flexible premiums, Universal Life Insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best-in-class solution, with excellent cash accumulation value, will be with you for a lifetime. Learn more by contacting us today.
FlexiLife
It’s important to be protected today so you can live your life to the fullest knowing that you have the best support. FlexiLife is Universal Life insurance designed to give you security and peace of mind.
Enjoy its many benefits focused on comprehensive protection, with a lifelong savings component and long-term accumulated cash value:
- For people 18 and older
- Face values from USD 25,000 to USD 500,000
Features:
- You get protection and savings in a single product
- You maintain a level premium for the entire period of coverage
- Low-cost increases in the face value with additional term insurance
- Choose from our plans: FlexiLife V, with coverage from USD 25,000, and FlexiLife IV, with coverage from USD 100,000
Summary of Benefits:
- Planning for peace of mind in your retirement
- College fund for your children
- Personal mortgage protection
- Coverage for the key people in your business
- You can choose a rider for terminal illness, a waiver of monthly deduction in case of total and permanent disability, or a rider for accidental death and dismemberment.
- And more
Think about everyone, that depends on you today. Your FlexiLife insurance is here to take care of you and everyone you love.
FlexiLife
It’s important to be protected today so you can live your life to the fullest knowing that you have the best support. FlexiLife is Universal Life insurance designed to give you security and peace of mind.
Enjoy its many benefits focused on comprehensive protection, with a lifelong savings component and long-term accumulated cash value:
- For people 18 and older
- Face values from USD 25,000 to USD 500,000
Features:
- You get protection and savings in a single product
- You maintain a level premium for the entire period of coverage
- Low-cost increases in the face value with additional term insurance
- Choose from our plans: FlexiLife V, with coverage from USD 25,000, and FlexiLife IV, with coverage from USD 100,000
Summary of Benefits:
- Planning for peace of mind in your retirement
- College fund for your children
- Personal mortgage protection
- Coverage for the key people in your business
- You can choose a rider for terminal illness, a waiver of monthly deduction in case of total and permanent disability, or a rider for accidental death and dismemberment.
- And more
Think about everyone, that depends on you today. Your FlexiLife insurance is here to take care of you and everyone you love.
Term Life Insurance is a reliable, cost-effective life insurance policy set to protect you for a fixed period. This simple, affordable solution provides peace of mind to loved ones and is designed to fit any budget. With a variety of terms to choose from, learn more today to find protection for you.
Term Life
This policy protects you from unforeseen events during a set period—from 10 to 20 years. Your beneficiaries will receive a cash payment to help safeguard your family’s financial security.
Summary of Benefits:
- Coverage up to age 95
- Minimum face value of USD 100,000
- Planning for peace of mind in your retirement
- Personal mortgage protection
- You can choose a rider for terminal illness, a waiver of monthly deduction in case of total and permanent disability, or a rider for accidental death and dismemberment.
- And more
Think about everyone that depends on you today. Your Term Life insurance is here to take care of you and everyone you love.
Term Life
This policy protects you from unforeseen events during a set period—from 10 to 20 years. Your beneficiaries will receive a cash payment to help safeguard your family’s financial security.
Summary of Benefits:
- Coverage up to age 95
- Minimum face value of USD 100,000
- Planning for peace of mind in your retirement
- Personal mortgage protection
- You can choose a rider for terminal illness, a waiver of monthly deduction in case of total and permanent disability, or a rider for accidental death and dismemberment.
- And more
Think about everyone that depends on you today. Your Term Life insurance is here to take care of you and everyone you love.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
