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Health Insurance
Health insurance solutions that fit your needs
Let us help you protect yourself and your loved ones today
Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
Individual Health Insurance
International Major Medical
Individual Health Insurance
International Major Medical
Pan‑American Health Trust
An individual health plan that offers lifetime coverage. The plans allow for the inclusion of the spouse or legal partner up to age 65, and the primary member’s financially dependent children from ages 18 months to 25 years old.
Summary of Benefits:
- Medical expenses for hospitalization
- Outpatient medical expenses
- Doctor visits with specialists
- Medicines, X‑rays, and laboratory tests
- Maternity coverage
- Healthy newborn expenses
- Telemedicine service and 24‑hour medical assistance
- Basic dental care
- Emergency care in case of illness or accident while traveling abroad
- And more
The plan is especially convenient because it provides financing for your healthcare and prescription drug services.
Think about everyone, that depends on you today. Your Pan‑American Health Trust insurance is here to take care of you and everyone you love.
Pan‑American Health Trust
An individual health plan that offers lifetime coverage. The plans allow for the inclusion of the spouse or legal partner up to age 65, and the primary member’s financially dependent children from ages 18 months to 25 years old.
Summary of Benefits:
- Medical expenses for hospitalization
- Outpatient medical expenses
- Doctor visits with specialists
- Medicines, X‑rays, and laboratory tests
- Maternity coverage
- Healthy newborn expenses
- Telemedicine service and 24‑hour medical assistance
- Basic dental care
- Emergency care in case of illness or accident while traveling abroad
- And more
The plan is especially convenient because it provides financing for your healthcare and prescription drug services.
Think about everyone, that depends on you today. Your Pan‑American Health Trust insurance is here to take care of you and everyone you love.
For more demanding lifestyles, we have an international health insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
Pan‑American WorldAccess
Pan‑American WorldAccess, offers access to the best hospitals in the United States and throughout the world. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 7,000
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
Pan‑American PreferredAccess
Pan‑American PreferredAccess offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to the best hospitals in the United States and around the world
- Face value of USD 3,000,000 per policy year
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 4,000
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.
Pan‑American WorldAccess
Pan‑American PreferredAccess
Pan‑American WorldAccess, offers access to the best hospitals in the United States and throughout the world. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Feel the freedom of access to medical treatment in any part of the world, whenever you need it.
Summary of Benefits:
- Face value of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in dollars
- No deductible for accidents
- Maternity up to USD 7,000
- And other exclusive benefits
Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Benefits Direct
Access Benefits Direct today to file claims, follow claim status, view policy eligibility and request authorizations.
IMM Direct
Visit IMM Direct for International Major Medical policy and application submissions and status quoting tools, client claims and commission payment schedules and status.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
