Insurance Solutions for Employers

Pan‑American Life's Group Life, Accident and Health Combination Cover provides financial protection and greater peace of mind to your team through a comprehensive insurance plan that adapts to the protection needs of each group and budget.

We know that each client is unique, that is why our products can be customized to give you the coverage you need.

Group Life coverage can be offered as a flat benefit (specific coverage amount) or can be offered as a multiple of earnings / salaried base. Accidental death and dismemberment and critical illness are also offered as riders to your Group Life coverage.

We customize your Group Health coverage based on the needs of your employees, budgetary considerations and overall demographic and experience of the group. Group Health plans are offered as either a Comprehensive Major Medical (CMM) plan design or a Medical Assistance and Supplementary Major Medical (MA/SMM) plan design.

Provide the support and peace of mind that your employees, associates, or team need to safeguard their well‑being in case of accidents or unexpected events.

Group Personal Accident provides coverage for Accidental Death and Dismemberment and can be complemented with additional riders, which include Accident Medical Expense Reimbursement, Accidental Disability Income, Permanent & Total Disability and Temporary & Total Disability coverages.

We have a variety of plans aimed at broadly covering the protection needs of employees of corporations/companies, associations, schools, and other organizations:

We got you covered!