Health Insurance

Health insurance solutions that fit your needs

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Health Insurance

Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.

Choose between plans based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.

Explore our Solutions

International Major Medical

This best‑in‑class international major medical solution, offered under our Pan‑American Private Client umbrella, gives you access to an exclusive network of the best medical providers in the world. In addition, it offers concierge‑level service from our teams of dedicated experts in Trinidad & Tobago, the United States and globally.

Pan‑American WorldAccess

With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.

Get the freedom of accessing medical treatments in any part of the world, whenever you need.

Summary of Benefits:

Sum insured of USD 5,000,000 per policy year
Free choice of hospitals around the world
Benefits in paid in US dollars
Zero deductible for accidents
Maternity coverage up to USD 7,500
And other exclusive benefits

Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.

Pan‑American PreferredAccess

Pan‑American PreferredAccess offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.

Summary of Benefits:

Access to the best hospitals in the United States and around the world
Sum insured of USD 3,000,000 per policy year
Benefits paid in US dollars
Zero deductible for accidents
And other exclusive benefits

Think about everyone that depends on you today. Your Pan‑American PreferredAccess insurance is here to take care of you and everyone you love.

Pan‑American WorldAccess

Pan‑American PreferredAccess

With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.

Get the freedom of accessing medical treatments in any part of the world, whenever you need.

Summary of Benefits:

Sum insured of USD 5,000,000 per policy year
Free choice of hospitals around the world
Benefits in paid in US dollars
Zero deductible for accidents
Maternity coverage up to USD 7,500
And other exclusive benefits

Think about everyone that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.

The benefits described are subject to the terms and conditions of the policy. For further information, please contact your Pan‑American Life Representative. To the extent permitted by law, the information, products, or names in this presentation, or in any other form of sales/marketing literature are provided without warranties of any kind, express or implied; Pan‑American Life Insurance Group and its member companies, disclaim all express or implied warranties of merchantability and fitness for a particular purpose.

All products and services are sold and underwritten by the Pan‑American Life Insurance Group licensed affiliate in each jurisdiction.