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PALIG

Life Insurance

Life Insurance solutions that fit your needs

Let us help you protect yourself and your loved ones today

Life Insurance

Life insurance will help you ensure your financial future—whether you are worried about what could happen to your loved ones if you can no longer provide for them, or you simply want to save so you can enjoy your retirement to the fullest or even pay for your children’s education, and much more. We have the solution that matches your needs and will help you protect you now and in the future.
Explore our Solutions
Universal Life
Term Life

Universal Life

Term Life

If you need permanent life insurance, but prefer flexible premiums, Universal Life Insurance may be right for you. This product is designed to evolve with your changing needs. From a savings component that can be used when needed most, to retirement funds and more, this best‑in‑class solution, with excellent cash accumulation value, will be with you for a lifetime. Learn more by contacting us today.

LifeAccess

It’s important to be protected today so you can live your life knowing that you have the best support. This is a flexible plan that evolves with your financial goals and needs, with a 3.25 percent guaranteed interest rate.
It is designed so you have savings, with a convenient basic premium. It is an excellent financial tool to protect your family and to plan a savings fund with excellent long‑term returns.
Your coverage begins with a face value of USD 150,000, up to USD 10,000,000, and is available for up to 120 years. It includes additional benefits such as:
  • Immediate availability of funds in case of hardship
  • Coverage for death and dismemberment due to accidental causes
  • Insurance agreement for the insured’s dependent children
  • Additional insurance agreement
  • Spouse agreement
  • Advance payment agreement for death due to terminal illness

Flexible Life Plan

This plan gives you the peace of mind that comes with 24/7 protection, along with coverage for up to 100 years and the comfort of long‑term savings at a 3.25 percent guaranteed interest rate.
Under this plan, we offer three types of insurance so you can choose the one that best meets your needs:
  • Flexible Life I: with a minimum face value of USD 25,000 to USD 99,999
  • Flexible Life I and II: with a minimum face value of USD 100,000
*Eligible ages at acceptance: 0‑75 years.

LifeAccess

Flexible Life Plan

It’s important to be protected today so you can live your life knowing that you have the best support. This is a flexible plan that evolves with your financial goals and needs, with a 3.25 percent guaranteed interest rate.
It is designed so you have savings, with a convenient basic premium. It is an excellent financial tool to protect your family and to plan a savings fund with excellent long‑term returns.
Your coverage begins with a face value of USD 150,000, up to USD 10,000,000, and is available for up to 120 years. It includes additional benefits such as:
  • Immediate availability of funds in case of hardship
  • Coverage for death and dismemberment due to accidental causes
  • Insurance agreement for the insured’s dependent children
  • Additional insurance agreement
  • Spouse agreement
  • Advance payment agreement for death due to terminal illness
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.

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