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Health Insurance
Health insurance solutions that fit your needs
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Health Insurance
Protecting your own health and that of your loved ones is so important. From the preventive care that helps reduce the risk of developing a preventable illness, to coverage in the event of a serious illness, our individual health products are always by your side, every hour of the day, every day of the year.
Choose between our local and international plans, based on your budget and needs, and enjoy the support of a network of healthcare providers with the best‑in‑class coverage when you need it most.
Explore our Solutions
PANAMEDIC
International Major Medical
PANAMEDIC
PANAMEDIC
International Major Medical
International Major Medical
PANAMEDIC Plus is an individual and family health insurance plan providing worldwide coverage. It is designed to meet the needs of both individuals and families, offering different levels of protection depending on which plan you choose. Each option guarantees access to high‑quality hospitals and medical services, with immediate care.
PANAMEDIC Kids
PANAMEDIC Kids
PANAMEDIC Kids is a health insurance plan designed to protect your children’s health and well‑being. It provides access to quality medical care and coverage for illnesses, emergencies, or accidents—without the need for an adult policy.
This flexible and reliable solution supports your children at every stage of their development, so you can focus on what matters most: watching them grow up healthy and protected.
Summary of Benefits:
- Eligibility: Children from 18 months up to 17 years and 11 months
- Available medical coverage plans:
- Bronze Plan: Coverage in Central America, Colombia, and Ecuador
- Gold Plan and Master Plan: Worldwide coverage
- Ideal for families seeking a practical, affordable, and effective option
- Comprehensive coverage designed to support children’s growth and development
Because starting strong means growing better.
PANAMEDIC Bronce
PANAMEDIC Bronce
This individual health plan offers coverage at private health clinics where you will be treated immediately, with excellent service and the best medical team in the region.
PANAMEDIC Bronce provides you with maximum coverage of USD 200,000. Depending on the region, you will have access to different benefits and specific coverage.
Coverage: Up to USD 200,000 per year
Service network: Access to private health clinics with immediate, specialized care
Summary of Benefits:
- Hospitalization
- Outpatient care
- Specialized treatments, such as chemotherapy and radiotherapy
Think about all the people who depend on you today. Your PANAMEDIC Bronce insurance is here to take care of you and everyone you love.
To request a quote,
PANAMEDIC Oro
PANAMEDIC Oro
With PANAMEDIC Oro, you will be protected with an individual health plan offering coverage at private health clinics where you will be treated immediately, with excellent service and the best medical team in the region.
PANAMEDIC Oro provides you with maximum coverage of USD 500,000. Depending on the region, you will have access to different benefits and specific coverage.
Coverage: Up to USD 500,000 per year
Service network: Preferential care at high‑quality private hospitals
Summary of benefits:
- Maternity
- Basic life insurance of USD 20,000
- Advanced medical treatments
Think about all the people who depend on you today. Your PANAMEDIC Oro insurance is here to take care of you and everyone you love.
To request a quote,
PANAMEDIC Master
PANAMEDIC Master
PANAMEDIC Master is a local and international individual health plan offering coverage at private health clinics where you will be treated immediately, with excellent service.
PANAMEDIC Master provides you with maximum coverage of USD 1,600,000. Depending on the region, you will have access to different benefits and specific coverage.
Coverage: Up to USD 1,600,000 per year, with options for local and international coverage
Service network: Care at specialized clinics in the region and internationally
Summary of Benefits:
- Advanced medical services
- Options for a second medical opinion
- Hospitalization
Think about all the people who depend on you today. Your PANAMEDIC Master insurance is here to take care of you and everyone you love.
To request a quote,
PANAMEDIC Kids
PANAMEDIC Kids
PANAMEDIC Bronce
PANAMEDIC Bronce
PANAMEDIC Oro
PANAMEDIC Oro
PANAMEDIC Master
PANAMEDIC Master
PANAMEDIC Kids is a health insurance plan designed to protect your children’s health and well‑being. It provides access to quality medical care and coverage for illnesses, emergencies, or accidents—without the need for an adult policy.
This flexible and reliable solution supports your children at every stage of their development, so you can focus on what matters most: watching them grow up healthy and protected.
Summary of Benefits:
- Eligibility: Children from 18 months up to 17 years and 11 months
- Available medical coverage plans:
- Bronze Plan: Coverage in Central America, Colombia, and Ecuador
- Gold Plan and Master Plan: Worldwide coverage
- Ideal for families seeking a practical, affordable, and effective option
- Comprehensive coverage designed to support children’s growth and development
Because starting strong means growing better.
For more demanding lifestyles, we have an international Health Insurance line with an international network and access to the best hospitals to care for you and your family, which covers hospitalizations, outpatient benefits, maternity, second medical opinion, and more.
Major Medical Kids
Major Medical Kids
Major Medical Kids is an international major medical insurance plan created to protect your children’s health with world‑class medical care. This coverage provides access to top‑tier medical options, ideal for families seeking the highest level of protection and international support.
Available Coverage Options:
Pan‑American World Access
With Pan‑American World Access, your children receive international medical coverage designed to give you complete peace of mind. It allows unrestricted access to hospitals and physicians in the United States and around the world, ensuring first‑class medical care when they need it most.
Summary of Benefits:
- Policy limit of USD 5,000,000 per policy year
- Free choice of hospitals and physicians worldwide
- Extensive international medical provider network
- Benefits paid in U.S. dollars
- 0% coinsurance
- Coverage for outpatient treatments
- Emergency medical care
- Direct payment to hospitals
- No deductible for accidents
Pan‑American Preferred Access
With Pan‑American Preferred Access, your children receive international medical protection with access to top‑tier hospitals in the United States through a selected provider network, ensuring high‑quality medical care and reliable support.
Summary of Benefits:
- Access to leading hospitals in the United States through a medical network
- Policy limit of USD 3,000,000 per policy year
- Benefits paid in U.S. dollars
- Free choice of hospitals and physicians worldwide
- 0% coinsurance
- Coverage for outpatient treatments
- Emergency medical care
- Direct payment to hospitals
- No deductible for accidents
Give your children the opportunity to grow with the confidence of having high‑quality international medical coverage.
Pan‑American WorldAccess
Pan‑American WorldAccess
With Pan‑American WorldAccess, the best hospitals in the United States and the world are at your fingertips. This international major medical expense insurance and customized concierge service is designed to cater to individuals seeking top‑tier healthcare services globally.
Get the freedom of accessing medical treatments in any part of the world, whenever you need.
Summary of Benefits:
- Sum insured of USD 5,000,000 per policy year
- Free choice of hospitals around the world
- Benefits in dollars
- Zero deductible for accidents
- Maternity up to USD 7,500
- Second medical opinion for approved diagnosis
- Hospitalization
- Surgeries
- Outpatient care
- Protection in high‑risk sports
- Organ transplant coverage
- Palliative care
- And more
Think about everyone, that depends on you today. Your Pan‑American WorldAccess insurance is here to take care of you and everyone you love.
To request a quote,
Pan‑American Preferential Access
Pan‑American Preferential Access
Pan‑American Preferential Access offers world‑class benefits and a range of high‑level options so you can choose the protection you deserve with the latest medical technology.
Summary of Benefits:
- Access to hospitals in the United States through our medical provider network
- Sum insured of USD 3,000,000 per policy year
- Benefits in dollars
- Zero deductible for accidents
- Maternity up to USD 4,500
- Hospitalization
- Emergency room visits
- Outpatient care
- No deductible for medical coverage while traveling
- Preventive checks
- Reduction of up to 50% of the deductible in certain plans and protection in high‑risk sports
- And more
Think about everyone that depends on you today. Your Pan‑American Preferential Access insurance is here to take care of you and everyone you love.
To request a quote,
Major Medical Kids
Major Medical Kids
Pan‑American WorldAccess
Pan‑American WorldAccess
Pan‑American Preferential Access
Pan‑American Preferential Access
Major Medical Kids is an international major medical insurance plan created to protect your children’s health with world‑class medical care. This coverage provides access to top‑tier medical options, ideal for families seeking the highest level of protection and international support.
Available Coverage Options:
Pan‑American World Access
With Pan‑American World Access, your children receive international medical coverage designed to give you complete peace of mind. It allows unrestricted access to hospitals and physicians in the United States and around the world, ensuring first‑class medical care when they need it most.
Summary of Benefits:
- Policy limit of USD 5,000,000 per policy year
- Free choice of hospitals and physicians worldwide
- Extensive international medical provider network
- Benefits paid in U.S. dollars
- 0% coinsurance
- Coverage for outpatient treatments
- Emergency medical care
- Direct payment to hospitals
- No deductible for accidents
Pan‑American Preferred Access
With Pan‑American Preferred Access, your children receive international medical protection with access to top‑tier hospitals in the United States through a selected provider network, ensuring high‑quality medical care and reliable support.
Summary of Benefits:
- Access to leading hospitals in the United States through a medical network
- Policy limit of USD 3,000,000 per policy year
- Benefits paid in U.S. dollars
- Free choice of hospitals and physicians worldwide
- 0% coinsurance
- Coverage for outpatient treatments
- Emergency medical care
- Direct payment to hospitals
- No deductible for accidents
Give your children the opportunity to grow with the confidence of having high‑quality international medical coverage.
This is not an offer or solicitation to sell insurance products. The information above constitutes a summary of the different product benefits. It is not a contract or agreement. All products are subject to exclusions and other applicable terms and conditions.
Portal Access
Member Portal
Access member portal today for your policy information, pre authorizations, obtain ID cards and much more.
Additional Resources
Resource Center
Access additional resources, forms, applications, product terms and conditions and additional policy benefits
Telemedicine
PALIG offers its insureds Telemedicine. Consult with healthcare providers through video calls, phone calls, and more without a visit to a clinic.
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